Delivering a Better Choice for Homebuyers

Buying a home is one of the biggest investments you will make. We’re dedicated to providing a high-quality lending experience.

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Why Guardian is The Better Choice

The service, our people: We truly put the customer first, and do what it takes.

Our flexibility and understanding: We have the knowledge to work through solutions with customers and can provide a lending experience with both product offerings and services that others can't match.

Our product offerings go beyond the limiting restrictions of other companies.

We service the loan through the life of the loan in most cases.

We've been around since 1965 and survived many difficult periods in the real estate market.

We Are With You, Every Step of the Way

Step 1: Pre - Qualification

This is the start of a long friendship. Pre-Qualification gives eligible customers the likely assurance of a loan even before choosing a home. This provides you with the peace of mind to search for homes within a comfortable price range

Step 2: Loan Options

We have a variety of home loan options to match your financial needs. At this step, Guardian verifies your ability to repay the home loan and locks in your interest rate.

Step 3: Loan Processing

Throughout this step, our Processing team is busy on your behalf, keeping the application process in motion through verification of employment, residential appraisal, collection of additional documents, and more.

Step 4: Underwriting

Using the gathered data, documents, and appraisal, underwriters determine whether the loan presents an acceptable level of risk – the final approval/rejection for the mortgage – and meets all required guidelines for the loan program.

Step 5: Closing Documentation

You're almost there! At this step, the loan file goes through a pre-closing review for quality assurance and the closing instructions are prepared.

Step 6: Loan Closing

The Borrower receives an approved Closing Disclosure Statement 24 to 48 hours prior to closing. The Borrower, a title company representative, and a Guardian Mortgage loan originator meet to sign and make copies of the mortgage loan documentation. Then … Congratulations!

Step 7: Loan Servicing

Sit back and relax in your new home, while we take care of the administration aspects of your loan. Just continue to make timely payments on your mortgage and we’ll do the rest.
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It’s still a great time to buy – we can help!

Guardian Mortgage is committed to helping families in our communities attain affordable housing. Let us help you find a Down Payment Assistance option that works for you!

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What Our Customers Say

While process was smooth and fast.
Sergio
El Paso, TX
April 22, 2024
Dean and his team have been our Mortgage specialists on three property purchases and one refinance. They have communicated clearly and frequently, and offered unique solutions when any bumps in the road occur. Dean is our guy and we tell everybody that.
Morgan
Phoenix, AZ
April 22, 2024
Dean’s team worked diligently and fast to get our loan approved. They were easy to work with and very pleasant. I highly Recommend guardian mortgage and Dean.
Natalie
April 22, 2024
Dean and his team worked very fast and diligent and made the process very easy. I highly recommend that people go through guardian mortgage and Dean‘s team.
Natalie
Phoenix, AZ
April 22, 2024
It was just a simple transaction. Thanks for helping us get the loan and the house of our dreams.
Todd
Nampa, ID
April 21, 2024
Brian is always on top of everything. He makes everything so easy. He is always available to answer any questions and is just a Great Loan Officer.
Richard
Clio, Michigan
April 21, 2024
Jonathon and Tyler are professional and made the home buying process for me very smooth
Robert
Spokane, WA
April 21, 2024
We worked with Crystal Smith. She was amazto work with on purchasing both of our homes.
Tamiko
Hickman, KY
April 20, 2024
Great service!!!
Hayden
April 20, 2024
Great communication. Everything was online making the process easy.
Hayden
San Antonio, TX
April 20, 2024
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Business professionals working together

Welcome New Mortgage Loan Originators

Jaime Richmond Mortgage Loan Originator Vancouver, WA Guardian Mortgage

Jaime Richmond

Vancouver, WA
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Natasha Chelone Mortgage Loan Originator Vancouver, WA Guardian Mortgage

Natasha Chelone

Vancouver, WA
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Mark Pendley Mortgage Loan Originator Vancouver, WA Guardian Mortgage

Mark Pendley

Vancouver, WA
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Dave Lind Mortgage Loan Originator Vancouver, WA Guardian Mortgage

Dave Lind

Vancouver, WA
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Douglas Rupp Mortgage Branch Manager Vancouver, WA Guardian Mortgage

Douglas Rupp

Vancouver, WA
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Laura Hanson Mortgage Loan Originator Phoenix, AZ Guardian Mortgage

Laura Hanson

Phoenix, AZ
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Eric Vander Werff Mortgage Loan Originator Vancouver, WA Guardian Mortgage

Eric Vander Werff

Vancouver, WA
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Mario Alvarado Rios Mortgage Loan Originator Spokane, WA Guardian Mortgage

Mario Alvarado Rios

Spokane, WA
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Marietta Companie Mortgage Loan Originator Greenwood Village, CO Guardian Mortgage

Marietta Companie

Greenwood Village, CO
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Achim Reinhart Mortgage Loan Originator Plano, TX Guardian Mortgage

Achim Reinhart

Plano, TX
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