Builder Select Program

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When you’re building a home and looking forward to the finish line, nothing’s worse than seeing interest rates climb; they go up and so do your stress levels. Our Builder Select program can ease your worries by locking in mortgage rates for up to 180 days. It’s protection for your rate and your peace of mind.


  • Conventional, VA, and FHA1
  • Plan 1 - up to 180 days’ lock with no fees
  • Plan 2 - up to 180 days’ lock with float-down option2


  • Single family residences
  • Planned unit developments (PUDs)
  • Condos
  • Townhomes
  • Modular (if it takes the characteristics of a site build upon completion)
  • Primary residences, second homes, investment properties

1Primary residence only. Conventional only on second homes and investment properties. 20.125% fee to rate, 30-60 days prior to closing, with rate lock fee of 1% of total loan.