Construction

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Dream Builder One Program

One Dream, One Loan, One Closing

Why make things more complicated? Guardian Mortgage takes the stress of dealing with multiple loans off your plate when you’re building a home. Our amazing Dream Builder One program means you won’t have to shop for different loans for your land purchase, construction costs, and long-term financing. Along with our highly-experienced team to take you from a vision through your last nail being hammered, we take care of you with one loan so you can focus on your new adventure.
 
Program Features:

  • Entire project funded in one easy transaction
  • Interest-only payments during construction
  • Primary or secondary residences
  • Up to 90% financing available
  • Loan amounts up to $2.5m
  • Work directly with the bank – no middleperson
 

Builder One Program

One Percent Back On Your New Home

Constructing a brand-new home is exciting, but it also takes a lot of work. Our innovative Builder One program rewards you for the time and effort it takes to build the home of your dreams. Enjoy 1% of your loan amount as a lender credit to be used towards closing costs.

Program Features:

  • 1% of your loan amount as lender credit
  • New construction only
 

Builder Pro One Program

Guardian Mortgage is pleased to offer a bold extension of our Builder One loyalty program. Imagine the peace of mind that a 360-day rate lock can offer … then add a 1 percent credit to be used toward closing costs! It’s the confidence and savings you’re looking for when you build your dream home.

Program Features:

  • 1% of your loan amount as lender credit
  • 360-day rate lock
  • Only for new construction

If you’re looking for home financing solutions, please call us today to learn more. The market can change at any time. Guardian Mortgage has over 50 years’ experience in finding the perfect loan for every situation. We welcome the opportunity to consult with you to see which of our programs best fits your needs.

Contact a Loan Expert

1Toward closing cost, rate reduction, and/or prepaids. Cannot be used for down payment. Program cannot be used in conjunction with the Heroes Program or combined with any other Affinity incentives. Purchase loans for primary residence only. This is a temporary offer and the lender credit is not tied to the interest rate. Limitations apply to the credit amount based on loan amount. Consult your Guardian Mortgage loan originator for details. Certain terms and restrictions apply. Program available only to qualified borrowers. Program subject to change without notice. Underwriting terms and conditions apply. Loan subject to credit review and approval.