Construction
If you are building from the ground up or undergoing a renovation on your existing home, you may consider a construction loan versus conventional financing. In general, a construction loan pays out to the builder or contractor in phases over the course of the project (rather than directly to the lender). This makes lenders more comfortable with the lending process, ensuring financing and construction is moving forward. After completion, your loan can be converted to a mortgage of your choosing. There are a few different construction loan products, and a mortgage professional can guide you through the process.
*Certain eligibility requirements apply to manufactured housing. Consult your Guardian Mortgage loan originator for details. Certain terms and restrictions apply. Program available only to qualified borrowers. Program subject to change without notice. Underwriting terms and conditions apply. Loan subject to credit review and approval.
Loan Options
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