FHA Lending

Image of a home

Achieve Your Dreams of Home Ownership with Our FHA Financing 

If you’re planning to buy a home soon, you may be wondering if you’ll qualify for a mortgage. That’s why Guardian Mortgage offers loans with “buyer-friendly”, easier qualifying guidelines, including our range of FHA mortgages. An FHA loan is partially insured by the Federal Housing Administration (FHA). This enables us to approve more borrowers with imperfect credit and lower down payments.  

HIGHLIGHTS

  • Purchase, rate and term refinance, cash-out refinance, and Streamline refinance options available
  • Down payment options as low as 3.5% (purchase loans only)
  • Ideal program for First Time Homebuyers seeking low down payment options

ELIGIBLE PROPERTIES INCLUDE

  • Single family homes
  • 1-4 units (if one unit owner-occupied)
  • Planned unit developments (PUDs)
  • FHA-approved condos

Consult your Guardian Mortgage loan originator for details.  Certain terms and restrictions apply.  Program available only to qualified borrowers.  Program subject to change without notice.  Underwriting terms and conditions apply.  Loan subject to credit review and approval.