HomeOne

Home one image
HomeOne
SM

The HomeOne program makes the dream of home ownership a real possibility for many buyers. It doesn’t have restrictions such as geographical location or income limits like some other low-down payment programs do. If you’re a first-time home buyer*, talk to a Guardian Mortgage professional and see if it’s right for you!

HIGHLIGHTS

  • Purchases and rate and term refinances
  • Requires only 3% down payment minimum
  • No borrower geographic or income restrictions
  • Homebuyer education required when all borrowers are first-time homebuyers

ELIGIBLE PROPERTIES INCLUDE

  • Single-family residences
  • Condos
  • Townhomes
  • Planned unit developments (PUDs)

*All borrowers must occupy the mortgaged premises as a primary residence. HomeOne is a service mark of Freddie Mac