Jumbo Standard Portfolio

Jumbo standard image
If you’re in the market for a higher-priced home or investment property, take advantage of our jumbo loans. We have several jumbo loan types and various term options that give you the flexibility to make your dreams into reality.


  • Wide variety of loan types and terms
  • Purchase, rate and term refinance
  • Cash-out refinance1
  • Gift funds allowed
  • Enhanced lending options available through our "Guardian Loyalty Relationship" program2


  • Single-family residences, second homes, investment properties (1-unit)
  • Planned unit developments (PUDs)
  • Condos (warrantable to FNMA guidelines)
  • Non-warrantable condos with restrictions3
  • Acreage – up to 10 acres, not zoned rural or agricultural

1Primary residence and second home only.  2The Guardian Loyalty relationship program is extended to clients who have an existing business or personal banking relationship with Sunflower Bank or First National 1870, a division of Sunflower Bank, N.A. Program eligible in CO, NM, AZ, MI, TX, MO, KS, WA, CA (select areas/counties). 3Maximum LTV is lesser of 80% or LTV as specified by loan program. Certain terms and restrictions apply.