Khrystia Waibel


With more than two decades of experience in mortgage lending, Khrystia Waibel fully understands every element of the mortgage transaction. With experience as an underwriter, top-producing commercial loan officer, and mortgage loan originator, there is nothing she hasn’t tackled for her borrowers. 

“Real estate is a passion of mine,” says Khrystia. “It is REAL. You can experience it, raise your family in it, rent it out, fix it up, and ultimately build wealth with it. I love helping families make a dream come true and create wealth through real estate.” 

Khrystia’s experience extends to improving her customers' credit positions. She has completed extensive training in credit, with certifications from all three credit bureaus. From working with first-time homebuyers to assisting families in building their dream homes, Khrystia enjoys creating security, financial wealth, and many magic moments through real estate decisions. 

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.