Michael Fenlon

Michael Fenlon has over 25 years of experience in mortgage lending and real estate investing. In all that time, one thing has never changed – his commitment to helping borrowers find a mortgage that meets their needs. Michael specializes in helping clients who might have complex situations or requests. He says, “I am driven to find sound financial solutions for my customers, and they appreciate my commitment to finding ways to succeed. I thrive on structuring highly complex financial situations for residential purchases, construction loans, investment properties, and refinances.”
 
Michael also says, “Guardian Mortgage has the best mix of loan products I’ve ever seen. That variety allows me to offer tremendous benefits to borrowers with unique financing needs. We also deliver quick and professional service, which gives customers peace of mind and keeps them coming back.”

Outside the office, Michael spends free time pursuing a passion for modern architecture. He enjoys visiting places of architectural significance such as art museums, preservation sites and modern residential homes.

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.

FIND DOWN PAYMENT ASSISTANCE

My Customers Have Spoken:

5 Star Rating
Mike was an incredible help and offered great advice and guidance throughout the entire process.
David
MI
December 19, 2023
4 Star Rating
Good job keeping on track.
Lloyd
AZ
August 02, 2023
5 Star Rating
I’ve been using Michael for all my lending needs over the years. Wherever Michael goes, I use him for mortgage lending. He’s knowledgeable, efficient and a great person to work with.
James
AZ
May 27, 2023
5 Star Rating
Michael kept us informed every step of the way, throughly explained how we could use the seller concessions and was always helpful and knowledgeable. We appreciated his quick responses anytime we had a question. This is the second time we have chosen to work with him for our mortgage/home buying process and would highly recommend him to others.
Shannon
AZ
May 24, 2023
5 Star Rating
Great communication!
Leah
AZ
March 29, 2023
5 Star Rating
Michael is awesome. He treated me like I was his only customer. He explained the process and answered all my questions. i will gladly recommend him and am thankful for all his hard work.I look forward to working with him again in the future.
Nevina
AZ
March 26, 2023
5 Star Rating
Communication was excellent through out entire process which made things easy on our end knowing everything was being taken care of. Had total confidence
Barbara
AZ
March 13, 2023
5 Star Rating
Communication, preparation, discussion, and more… It was all perfect, definitely made for a smooth transaction, I never worried that there would be some thing that was missing, that would prevent us from a successful close of escrow. This is the second time I’ve worked with Mike at guardian mortgage, and I would do it again.
Madalyn
AZ
February 01, 2023
4 Star Rating
Michael was very responsive and worked with my finance guys to make this pretty seamless.
John
CO
October 09, 2022
5 Star Rating
Michael kept us informed and sent e- mails and texts letting us know when we finished each step of the loan. He also worked hard to get us the best rates etc.He was professional and always kept the ball rolling
Cynthia
AZ
September 21, 2022