Notice of Third-Party MOVEit Data Breach:

A cybersecurity vulnerability with third-party software provider, MOVEit, has impacted thousands of companies, including Guardian Mortgage.

Learn More

Ryan DeSchryver

With more than 17 years of mortgage lending experience, I am happy to share my accumulated knowledge with my clients. Originally from Thousand Oaks, I have now resided in Coeur d'Alene for over 25 years.  I have been privileged to help many individuals throughout Kootenai County and in Spokane, WA achieve their dream of home ownership. I believe the most rewarding part of this job is educating prospective homebuyers about available financing options, helping them choose the right loan, and working hard to make sure everything gets done as expected. My team and I embrace a true mortgage planning mindset and always work to find the best possible solutions for our customers.

In addition to finding the ideal home financing solution for each customer, I am knowledgeable in new construction financing. Before entering the banking industry I worked in the construction field, obtaining a journeyman's electrician license. This experience has assisted me in providing customers with a better understanding of their home building process throughout the course of construction.
I have also created a niche in condo lending and have developed a powerful purchase strategy that can help home buyers get their offers accepted.

My goal is to be professional and to communicate well while helping my customers reach their home financing goals.   I consider it essential to close your new home on time, every time!

My Customers Have Spoken:

5 Star Rating
It felt like yesterday when we first contacted Ryan about our home loan, meaning this entire process was done in the blink of an eye! Thanks for all your hard work and look forward to future business.
Kyle
ID
September 01, 2023
5 Star Rating
Clear and timely communication!
Amy
ID
July 18, 2023
5 Star Rating
Ease of the process. I liked the ability to provide information using the app and the e-signiture capability
Andrew
ID
July 18, 2023
5 Star Rating
From the moment we applied to the moment we closed on our house, every question we had was answered. We were always given the information we needed and always up to date on each step. Overall, it was a stress free experience.
Vanessa
WA
July 03, 2023
4 Star Rating
The communication was awesome!!
Christopher
ID
May 31, 2023
5 Star Rating
Working with Ryan was easy and seamless. Me and my wife were in a sticky situation and had to get a underwriting using the VA loan. Ryan knocked it out of the park and got it done for us. Being first time home buyers, Ryan was amazing to work with.
Stephen
ID
May 27, 2023
5 Star Rating
Ryan, was kind and informative.
Ashley
ID
March 17, 2023
5 Star Rating
Ryan and his team helped us through every step of the process to buy our new home. They had excellent communication with us on what we needed to do so the process happened smoothly and quickly. Having an app to send documents and sign also make the process easy.
Kelly
ID
March 16, 2023
5 Star Rating
Ryan was a wealth of information when it came to all aspects of my financing. I get quite tense and a bit anxious when it comes to large financed purchases, but Ryan was a great source of wisdom and helped me navigate the complexities of purchasing a home in a way that put me at ease and kept my head clear as we moved along in the process.
Austin
WA
March 13, 2023
4 Star Rating
While going through our home loan Ryan and his team would send us updates every step of the way so we knew where we were in the process thru the whole process that helped a lot . Ryan also showed up at the closing just in case we had any confusion my wife and I thought was very classy. I would recommend or use Ryan and Guardian mortgage in the future. Thanks !!! Ed Bowen
Leeroy
ID
March 01, 2023