Guardian's Guide To...

Make Your House Feel Like Home for the Holidays image

Make Your House Feel Like Home for the Holidays

You just closed on your dream home. Or your first home. Or the home that’s perfect for this chapter of your life. No matter which home you find yourself in, closing this close to the holidays can feel extra stressful. But we have some tips...

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Changes to VA Loan Program

Big changes are coming in 2020 to the VA Loan Program. The short of it: veterans will have more borrowing power but will also pay slightly higher fees.

Is Your Home Ready for Winter? image

Is Your Home Ready for Winter?

Winter is coming. And we’re not talking about a new season of that show with the dragons. We’re talking about wind chills, frosted windshields, early sunsets, snow, and plenty of hot chocolate.

Mortgage Jargon Explained   image

Mortgage Jargon Explained  

Bad questions? Too many questions? There’s no such thing when it comes to home loans. And certainly not for first time home buyers.

Three Advantages of FHA Loans image

Three Advantages of FHA Loans

You may have heard good things about the FHA loan program, but is it something you should pursue? The FHA (Federal Housing Administration) has provided mortgage insurance on certain loans since 1934.

Benefits of FHA Loans image

Benefits of FHA Loans

Since its creation in 1934, the U.S. Federal Housing Administration (FHA) has insured over 47.5 million mortgages, enabling mortgage lenders to offer loans to individuals who may not have qualified for financing otherwise.

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Simplify New Construction with a One-Time-Close Loan

Choosing each detail. Selecting thoughtful touches. Having a vision and seeing it come to life.

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1-Hour Curb Appeal

Whether you’re looking to put your house on the market or you just want to add freshness to your home’s exterior, here are some of the easiest ways to enhance curb appeal this summer.

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What Does “Approved with Conditions” Mean for My Loan?

When you find the right home and your offer is accepted, it’s exciting! In most cases, though, there’s still a lot that must happen to get to the closing table.

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Should I Renovate or Move?

Your home is where you go to feel comfort, have fun, and spend time with the people and pets you love. But life changes, and there may come a time when you find yourself wondering if your current house or condo is still a good fit.

3 Reasons to Refinance this Summer image

3 Reasons to Refinance this Summer

Did you know that refinancing is a powerful tool?  Aside from interest rates, other reasons to refi include improving your term or getting cash out of your home’s equity.

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Understanding the Debt-to-Income Ratio

Making smart financial decisions can be easier than you think. By understanding a few key concepts about debt, you can successfully manage your income, your budget, and your expectations.

5 Things You Need to Know About VA Loans  image

5 Things You Need to Know About VA Loans

Guardian Mortgage is proud of the men and women who devote themselves to our country.

Benefits of VA Loans image

Benefits of VA Loans

If you are an active duty, retired, or eligible surviving spouse of a military service member, your work for our country has earned you a huge benefit when it comes to home financing.

Understanding Mortgage Lingo image

Understanding Mortgage Lingo

If you are new to mortgages and residential lending, it can sometimes be overwhelming to understand all of the related terminology.

What is a HomeStyle® Loan? image

What is a HomeStyle® Loan?

Do you see potential behind that paneling? Possibilities for that plumbing?

Top 5 Fall Home Improvement Projects image

Top 5 Fall Home Improvement Projects

It’s the time of year for pumpkin-flavored drinks, football season, and those projects that get your house looking great and ready for winter. Whether you tackle these yourself or hire someone to help, they’ll save you money and could possibly add equity. Get started today!