Builder Incentive - 1% Lender Credit

One percent lender image
Nothing’s more exciting than buying a brand-new home. But coming up with extra money for closing costs isn’t as thrilling. That’s why Guardian Mortgage offers an innovative 1% Lender Credit1 to help with these expenses. If you are within 90 days of the completion of your new home, you may qualify. Most loan types do – including Conventional, FHA, and VA2 loans.


  • 1% of loan amount credited back to you for closing costs
  • Down payment options low as 3%


  • Single family residences
  • Planned unit developments (PUDs)
  • Condos
  • Townhomes
  • Modular (if it takes the characteristics of a site build upon completion)
  • Primary residences, second homes, investment properties

11% of loan amount provided as lender credit to be used towards closing costs. 2FHA and VA available only on primary residence. Not available with any other offer. This program may be changed or discontinued without notice prior to receipt of loan application.