Renovation

HomeStyle Renovation

Turn an Ordinary House into Your Dream Home with Homestyle® Renovation.

Shopping for a home in today’s market can be a challenge, especially when you view one that’s almost what you want.

Perhaps you viewed a bargain home that needed an additional bathroom or bedroom. Or the home was in a terrific neighborhood but needed some updating to be comfortable.

Guardian Mortgage’s HomeStyle® Renovation loan provides you with funds for a mortgage or refinance, plus additional funds to pay for remodeling, repairs and updates.

Program Features:

• Minimum 620 FICO score required
• Maximum LTV/CLTV may be as high as 95%
• Allowed to choose a qualified, licensed contractor to carry out your renovations
• Primary residences, second homes, and investment properties may qualify
• 1-4-unit primary residences
• One-unit second homes
• One-unit investment properties
• Planned Unit Developments (PUDs)
• Warrantable Condominiums

Portfolio Jumbo Renovation

Financing Home Improvements Are you ready to make your home your ideal home? If you are considering a significant renovation, our Portfolio Jumbo Renovation may be the solution. Let us help you make your current home the home of your dreams.

Features and Benefits:

• Loan amounts up to $2,500,000
• Financing up to 80% of the “future” value
• Financing that features competitive pricing
• Work directly with the bank no middleperson

Loan Types and Terms

• Available for almost all renovation projects, completed within 12 months or specified timeframe in construction contract (the lesser of the two)

Eligible Properties Include

• 1-Unit Primary Residences
• 1-Unit Second Homes

CONTACT A LOAN EXPERT