For over 15 years, Richard Baumgardt has helped thousands of borrowers get the financing they want. Richard doesn’t see obstacles; he sees opportunities. His experience reaches into all types of loans including FHA, VA, Conventional, USDA, Jumbo, Portfolio, and Construction loans. He makes it a priority to help his customers understand the details of financing, too, as he helps them select the Guardian Mortgage product that’s right for them.
Richard’s experience gives him insight into solutions for all types of clients. He says, “I work with many credit-challenged borrowers, foreign nationals, and people who are in complex situations. Together we’ll look at your finances, determine your debt-to-income ratio, and assess your current situation and plans for the future. Then we can select the type of financing that will best suit your needs. A home is the largest purchase most people make in their lives. Let’s make sure we do it the right way.”
Richard works hard to make sure that his customers are always fully aware of what’s happening with their loans and paperwork. His customers often send friends and family as referrals. He makes sure that his clients are satisfied and adds, “I want my customers to remember the smooth process long after the closing is completed.”