Rick Kinzer

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At Guardian Mortgage, we do things differently than other home lenders. We believe that communication is key, so whether you’re a first-time homebuyer, or a seasoned homeowner looking to refinance, we make sure to walk you through every step of the process. We offer a variety of loan options from conventional, to government, to everything in between. Our comprehensive suite of lending options allows us to find you a product that best suits your financial needs.

We value your business, and you are definitely not just a number to us. We show this by servicing your loan from beginning to end – we don’t close a loan and pass off our clients to a third-party. In fact, Guardian keeps most loans in-house to completion. This person-to-person approach makes an impact.

Ready to get started? Contact me today! Creating possibility for our customers and putting them in their dream homes is what we do.

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.

FIND DOWN PAYMENT ASSISTANCE

My Customers Have Spoken:

Everything! My husband spoke of Rick like a family member. We learned so much from him through the entire process. How Rick explained each step was commendable. The communication was awesome, educational, and very timely. The follow ups were always on time. Rick was very encouraging, patient, and factual... meaning that he was very honest in our situation. Our overall experience was flawless. I would recommend Rick and this company to anyone. Thank you for making this huge transition a smooth journey. Best regards in the future. Saundra Robbins

Saundra

March 28, 2024

It was awesome to work with someone that had our best interest and understood what we needed to get everything done on time, I'm grateful for that.

John

March 28, 2024

We’ve used Rick and referred many people to him over the years and he’s never let us down. Does a great job!

Jon

March 25, 2024

Great communication and execution by the team.

Benjamin

December 04, 2023

It’s my third time working with Rick. He is always the best. I would do business again with Rick.

Jaeheon

October 25, 2023

Rick was able to get us closed on a house in 3 weeks with an FHA Loan! The process was smooth, no issues!

Tonya

September 20, 2023

Attentiveness, attention to detail and the speed in which the transaction took place (3 weeks)!

Joel

September 05, 2023