Sarah Pham

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Sarah Pham has helped many people achieve their goal of homeownership through her years of experience. Whether you are a first-time homebuyer or refinancing an existing loan, Sarah has a solid understanding of the real estate market and what it takes to close your loan with efficiency and expertise. Integrity is the cornerstone of Sarah’s business. She believes a mortgage should be about building relationships and helping her customers achieve their home financing goals, not just a transaction. She takes a consultative approach to the home loan process by customizing each home financing solution.

Whether you want to buy a house, build your dream home or refinance your existing mortgage, we can help you find the financing solution that is right for you. A proven mortgage professional, Sarah's attention to detail will ensure your mortgage process runs smoothly.

Outside of work, Sarah enjoys spending time with her family and traveling.

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.

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My Customers Have Spoken:

I had the same preferred Mortgage Loan Originator for 7 years... until I met Sarah. The first time working with her and I have never looked back. She is not only the first name that comes up when friends and family are looking for a referral, she's the only name. 10/10 Highly recommend.

Kyle

February 15, 2024

Sarah made the process so smooth she explained everything in detail loved working with her

Laura

January 21, 2024

We moved to USA couple of years ago from UK and we’re pretty new to the mortgage process here. Sarah made sure she understood our situation and tailored a mortgage process that would work for us and got it closed in record time. She was exceptional and thorough throughout the process. A thorough professional, I would recommend her 10/10 times to all my friends and colleagues.

Senthil

January 13, 2024

Sarah was great and always helpful to answer questions during the whole process.

Jose

January 02, 2024

Everything was done on time

Sujatharani

December 31, 2023

Very quick response, no matter what the time is.

Samuel

December 28, 2023

Sarah - she made it great. She is a consistent, timely, diligent communicator. Props to the supportive communication tools she has available to her as well. She provides amazing customer service with a positive can do attitude- you always feel she is your personal highly informed and well versed professional advocate. She has a strong, confident, and approachable knowledge base and you can always hear her smile in her voice - which gave me confidence in the process and in my choice of lender, and ultimately, my long-term loan servicer. #Sarah

Frances

December 20, 2023

If I could rate my experience beyond great in this survey, I would. Buying a house is not easy and Sarah made it so seamless. We all absolutely love her! My realtor, us, the selling agent, and the title office really enjoy working with Sarah. She is one of a kind! I am definitely referring Sarah to my friends and family and I am coming back to Sarah for my next purchase as well.

Anmisha

November 25, 2023

Sarah’s support and efficiency throughout the process.

Abdel-Azziz

November 22, 2023

We had some difficulties with our loan paperwork and Sarah helped us tremendously. She helped us through out every steps on the way. She explained in details all the questions that we asked.

David

November 15, 2023