VA Lending Program

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Your service to our country means a lot - the VA home loan program is a tremendous benefit that you’ve already earned. Don’t let it go unused. A VA mortgage helps service members, veterans, and eligible surviving spouses become homeowners. These loans have features that aren’t available to the general public, such as 0% down payment options and lower closing costs. So, if you’ve served in the military, let Guardian Mortgage help you take advantage of this well-deserved benefit. You’ve earned it.

Program Features:

  • Up to 100% financing
  • FICO scores as low as 580
  • No down payment 
  • Monthly mortgage insurance not required
  • Low interest rates
  • Eligible for Guardian Mortgage Community HERO program* (limitations apply)
  • Seller can pay all closing costs
  • Flexible on student loans

*We provide a $1,500 credit toward closing costs on purchase loans for those who serve us. Program cannot be used in conjunction with bond programs or combined with other incentives. Purchase loans for primary residence only. This is a temporary offer and the lender credit is not tied to the interest rate you pay. Limitations apply to the credit amount based on loan amount. Consult your Guardian Mortgage loan originator for details. Certain terms and restrictions apply. Program available only to qualified borrowers. Program subject to change without notice. Underwriting terms and conditions apply. Loan subject to credit review and approval. ​