Callie Watkins

Working as a mortgage loan originator is much more than a J.O.B. for Callie Watkins. It’s a way to build lifelong relationships, make a difference in customers’ lives and flex her competitive spirit.

Growing up, Callie loved math and numbers. She’s always found real estate, especially with an investment mindset, intriguing. As a Division 1 college soccer player for Gonzaga University, she learned that hard work always wins. After graduating she followed her passion for real estate into the mortgage lending field and is grateful for the opportunity to follow her dreams and help others follow theirs.

“When you are determined to get somewhere, you go get it and never look back,” Callie says. “I care a lot about the people around me. My customers are my number one priority, and I want them to know that. I will uphold their trust, loyalty and security, and do whatever it takes for them.”

Callie radiates joy amongst the people she encounters and hopes her enthusiasm and work ethic will inspire others to believe in themselves and their goals.

When she is not helping people attain their financial home goals, Callie enjoys spending time outdoors with her husband, two sons and golden retriever. Camping, dirt biking and spending time in the water all make her heart beat.

MLO Success Story featuring Callie Watkins

"Building Enduring Connections and Success at Guardian Mortgage"


Awards & Achievements

President's Club logo

Guardian Mortgage 2023 President's Club  


Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.


My Customers Have Spoken:

5 Star Rating
Being available to talk about the loan details and answers questions quickly. Very friendly and helpful.
April 02, 2024
5 Star Rating
Callie was incredible, we had such a tricky situation for buying our home, and she tackled it without hesitation, and made it able for us to purchase our forever home. We could not have done this process without her, and we will never use any one else again.
March 30, 2024
5 Star Rating
Callie and her office team were very professional to deal with.
March 20, 2024
5 Star Rating
Callie is exceptional! She listens, communicates well and works hard to meet all your needs during what can be a very stressful time. I highly recommend Callie Watkins for your mortgage loan needs.
March 16, 2024
5 Star Rating
Callie was very transparent, helped answer all of my anxiety ridden questions, and gave me confidence throughout my first home buying experience. She was quick with providing updates, fee sheets, and answering questions every step of the way. Not to mention I got a pretty good rate in comparison to other options in the Spokane area! Am very happy with everything and looking forward to refinancing in the future :)
February 15, 2024
5 Star Rating
Callie was so great to work with because she was supportive, responsive and went the extra mile to make everything work and fast. She's great at what she does and helps you every step of the way. I hope to work with her again on our next endeavor. Thank you Callie 😊
January 20, 2024
4 Star Rating
I'm very grateful for the help I received, Callie made it seamless along with speed to the finish line. I will use her services for any future transactions...
January 17, 2024
5 Star Rating
Callie was willing to help all hours of the day. She was very knowledgeable about the whole process and willing to explain anything I needed. Great service!
December 22, 2023
5 Star Rating
You always being there day and night even on weekends to answer all my questions and make me feel at ease. I feel like I have known you for years.
December 05, 2023
5 Star Rating
Callie helped every step of the way and everything went super quick.
November 26, 2023