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The service, our people: We truly put the customer first, and do what it takes.
Our flexibility and understanding: We have the knowledge to work through solutions with customers and can provide a lending experience with both product offerings and services that others can't match.
Our product offerings go beyond the limiting restrictions of other companies.
We service the loan through the life of the loan in most cases.
We've been around since 1965 and survived many difficult periods in the real estate market.
We Are With You, Every Step of the Way
Step 1: Pre - Qualification
This is the start of a long friendship. Pre-Qualification gives eligible customers the likely assurance of a loan even before choosing a home. This provides you with the peace of mind to search for homes within a comfortable price range
Step 2: Loan Options
We have a variety of home loan options to match your financial needs. At this step, Guardian verifies your ability to repay the home loan and locks in your interest rate.
Step 3: Loan Processing
Throughout this step, our Processing team is busy on your behalf, keeping the application process in motion through verification of employment, residential appraisal, collection of additional documents, and more.
Step 4: Underwriting
Using the gathered data, documents, and appraisal, underwriters determine whether the loan presents an acceptable level of risk – the final approval/rejection for the mortgage – and meets all required guidelines for the loan program.
Step 5: Closing Documentation
You're almost there! At this step, the loan file goes through a pre-closing review for quality assurance and the closing instructions are prepared.
Step 6: Loan Closing
The Borrower receives an approved Closing Disclosure Statement 24 to 48 hours prior to closing. The Borrower, a title company representative, and a Guardian Mortgage loan originator meet to sign and make copies of the mortgage loan documentation. Then … Congratulations!
Step 7: Loan Servicing
Sit back and relax in your new home, while we take care of the administration aspects of your loan. Just continue to make timely payments on your mortgage and we’ll do the rest.
Guardian Mortgage is committed to helping families in our communities attain affordable housing. Let us help you find a Down Payment Assistance option that works for you!
Lisa was so helpful in explaining the process and guiding us through it. We're very thankful she was so kind and knowledgeable.
Dawn
Ellis, KS
March 22, 2025
5 Star Rating
Everything was clear and easy to understand. Best refi experience I have ever had!
Bruce
Dallas, TX
March 22, 2025
5 Star Rating
Maverick is awesome, very easy process and great communication.
Margeaux
March 22, 2025
5 Star Rating
Maverick was awesome he kept me updated on the entire process and was very easy to reach and work with.
Margeaux
El Paso, TX
March 22, 2025
5 Star Rating
I can not recommend Nelson and Sasha enough. They were knowledgable, great communicators, and had our Best interest at heart. they made the process seemingly easy and we are so grateful to have been able to work with them!
Mackenzie
Parker, CO
March 21, 2025
5 Star Rating
Fast and reliable service.
Michael
Broomfield, CO
March 21, 2025
5 Star Rating
tamra was there for my wife and i and took the time to answer all of our questions.
the team she put together was experienced and were just as dedicated as tamra was.
maria and i shall recommend tamra and her team to friends, aquintances, and neighbors.
thank you tamra.
philip and maria
Philip
Bend, OR
March 21, 2025
5 Star Rating
Everything went very smoothly
Melodi
Grants Pass, OR
March 20, 2025
4 Star Rating
Very timely communication, was very clear about the process and super helpful when we had questions!
Jaiden
Spokane, WA
March 20, 2025
5 Star Rating
Scott was amazing to work with through out our home buying process. This was our first time buying a home so we had a million questions that Scott always made time to answer. He was so kind and helpful!