Exciting news! Guardian Mortgage is rebranding under the Sunflower Bank name. Over the coming weeks, you’ll begin to see the Sunflower Bank brand in your mortgage-related emails, statements, and other communications. Check our FAQ page:
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Looking to apply with your loan originator? Select the button to 'look up my loan originator' to apply! Search for your loan originator by name or by state.

Don't have a loan originator yet? Select the 'I need a loan originator' button so we can help find the right match for you!

Ready to take the first step towards homeownership?

At Guardian Mortgage, our streamlined process allows you to apply for a mortgage online quickly and easily. Whether you're interested in a conventional fixed-rate mortgage, an adjustable-rate mortgage, or are a first-time home buyer, we've got you covered. Apply for a mortgage loan today and let our experienced Mortgage Loan Originators guide you every step of the way. 

Not Sure Which Loan to Apply For?

Explore a multitude of mortgage loan options tailored to meet your specific needs. Whether you're navigating the housing market for the first time or looking to refine your financing strategy, our platform is designed to simplify the process and empower you with knowledge. From conventional fixed-rate mortgages providing stability to adjustable-rate options offering flexibility, we offer a diverse range of products to suit every buyer's preferences. 


Why Apply with Guardian Over Other Home Mortgage Lenders? 

  • We focus exclusively on residential home loans. You can trust us with the most important purchase you’ll make – your home.
  • We’re real people. Forget “call banks” and temps using a script. If you have a question, give us a call. A real mortgage professional is sure to answer.
  • We’re an industry leader in on-time closings. Our underwriting expertise and technological advantages help to get you to the closing table faster, and into your new home.
  • We offer competitive rates and superior mortgage servicing. We want to earn customers for life, and since we retain the servicing on most of our loans, we’ll be with you for the long term.
  • Since 1965, Guardian Mortgage has been a rock of stability in a turbulent financial world. We’re not just another mortgage company; we’re a partner you can trust.  

What Our Customers Say

communication
Scott
Cave Creek, AZ
May 20, 2025
Sarah did a phenomenal job communicating and explaining the entire lending process. She walked us from A-Z and made sure to be available for any questions we had. She went out of her way to make it a smooth experience and to work in our best interest. 10/10!
Christopher
Garland, TX
May 19, 2025
Colton stayed in great communication with me every step of the way and was readily available to answer questions and work through details as they came up. Super thankful that I got to work with him again!!
Trevor
May 19, 2025
Nick was great at communicating and explaining everything as we went along the entire process. I appreciated his willingness and available to answer any questions I had. I felt like the entire process was very smooth from start to end.
Andrew
Phoenix, AZ
May 19, 2025
Always excellent to work with Mark and his team, they make the transaction smooth and are always right on top of communication, it's why I never use anyone else!
Joshua
Lucas, TX
May 19, 2025
Mickey was very helpful for my unique situation. He was always available for any questions I had and regularly giving me updates on the process. Thank you Mickey!
Kendall
Spokane, WA
May 19, 2025
Laura was very focused on meeting my needs. She would listen to what I wanted, and try to find a solution. She was great at answering questions in great detail - even in texts. If she felt a text would be too lengthy she would call. She even took calls sometimes just outside of 'office hours' when necessary. I would definitely refer any friends or family to her specifically to handle any mortgage transactions (such as a refi or purchase). :-)
Allison
Surprise, AZ
May 18, 2025
Matt Penny & his team are always available to answer my questions & address any concerns. They're highly knowledgeable, patient & efficient with keeping us updated on the progress of our loan. I could gush on.
Joan
Spokane Valley, WA
May 18, 2025
Alex is amazing to work with and always provides great information so we can make the best decision for us. He is insightful and makes himself available for questions. This was our second time working with him and his team and will do so again and refer anyone we can as well. Thanks for making our dream home happened and another great experience!!
Timothy
Phoenix, AZ
May 18, 2025
Well organized and quick to respond to any questions
Kenneth
Greenacres, WA
May 18, 2025