Exciting news! Guardian Mortgage is rebranding under the Sunflower Bank name. Over the coming weeks, you’ll begin to see the Sunflower Bank brand in your mortgage-related emails, statements, and other communications. Check our FAQ page:
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Dan Francis

 

With over 20 years in the mortgage industry, Dan Francis brings a wealth of experience to his role as a mortgage loan originator at Guardian Mortgage. From branch manager to entrepreneur, Dan has done it all. He thrives on helping first-time homebuyers navigate the process, ensuring they feel confident every step of the way. 

“I love the purchase side of the mortgage business,” says Dan. “Especially when it comes to first-time homebuyers and guiding them through the process. I love seeing their excitement on getting into their own home.” 

Dan's customer-centric approach means constant communication, detailed explanations, and personalized loan options. If a client isn't quite ready for a mortgage, Dan provides a clear roadmap to qualification. 

Outside of work, Dan's all in—whether it's family time, volunteering, or pursuing his passions like working on cars and exploring the great outdoors. He's not just present; he's fully engaged, both in his career and in his life beyond it. 

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.

FIND DOWN PAYMENT ASSISTANCE

My Customers Have Spoken:

5 Star Rating
Responsive, helpful, and knowledgeable. I would recommend him to anyone!
Kylee
May 15, 2025
5 Star Rating
Dan was quick to respond, helpful, and got us to closing without any major delays despite our unique situation. This is our second time working with him because our first experience with him was also great. I would recommend him to anyone!
Kylee
AZ
May 15, 2025
5 Star Rating
High expectations, willing to answer questions day and night
Khanh
CA
May 08, 2025
5 Star Rating
We have the best result working with Dan. With the explanations and all the rest refreshed me what to do for a loan application.
VEE
May 08, 2025
5 Star Rating
It's been a battle for us to qualify for a mortgage loan due to a change of income after I also recently retired. Dan was able to provide us with options and scenarios to comer up with solutions which made everyone happy. We certainly refer Dan to work with our friends
Viet
CA
May 08, 2025
5 Star Rating
Dan and his team were outstanding! They kept me informed every step of the way. Prompt, efficient and were always available to communicate and resolve any concerns I may have had regarding the loan process and the purchase of my new home.
Belinda
April 17, 2025
5 Star Rating
Dan and his team were outstanding! They kept me informed every step of the way. Prompt, efficient and were always available to communicate and resolve any concerns I may have had regarding the loan process and the purchase of my new home.
Belinda
AZ
April 17, 2025
5 Star Rating
Dan is friendly and easy to get a a hold of when we inevitably have questions. He worked very hard to take care of our family!
Brooke
IL
March 29, 2025
5 Star Rating
Dan was a tremendous communicator throughout every step of the process. My experience with Dan was great and I would highly recommend his services.
Jason
AZ
March 28, 2025
5 Star Rating
Dan made our experience very smooth. He was always available to help us, even on evenings and weekends. His team was also very responsive, making sure we knew what documents were needed by when. Can’t imagine much better service, it was superb!
Sam
March 07, 2025