Dan Francis

Dan Francis

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With over 20 years in the mortgage industry, Dan Francis brings a wealth of experience to his role as a mortgage loan originator at Guardian Mortgage. From branch manager to entrepreneur, Dan has done it all. He thrives on helping first-time homebuyers navigate the process, ensuring they feel confident every step of the way. 

“I love the purchase side of the mortgage business,” says Dan. “Especially when it comes to first-time homebuyers and guiding them through the process. I love seeing their excitement on getting into their own home.” 

Dan's customer-centric approach means constant communication, detailed explanations, and personalized loan options. If a client isn't quite ready for a mortgage, Dan provides a clear roadmap to qualification. 

Outside of work, Dan's all in—whether it's family time, volunteering, or pursuing his passions like working on cars and exploring the great outdoors. He's not just present; he's fully engaged, both in his career and in his life beyond it. 

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.

FIND DOWN PAYMENT ASSISTANCE

My Customers Have Spoken:

Dan made buying my first home feel so easy! He keeps in regular contact and knows how to explain things to someone completely new to the financial world. I honestly didn't have to keep a calendar for myself. Dan is also diligent with monitoring the markets to help you get the best interest rate he can. I'm quite glad I was able to work with him!
Mark
April 27, 2024
Dan is the definition of professional. He is so organized. He held our hands through buying a second home. He called, text, and emailed me regularly. He made us feel like we were his only clients. He always offered to walk us through every line of our contract. Worked hard to get us the best interest rate and reassured us, when we were overwhelmed. Jennifer got us answers when we had questions and helped us get what we needed. We even had to change our closing date. I felt terrible about that, and they both reassured me, that life happens, and we would get through it! We are so happy with our service and the kindness they showed us. I would 10 out of 10 use them again, and would recommend anyone I know, that is buying a home! They are the peak of excellence in their business. We can't thank them enough!
Tiffany
NM
April 16, 2024
It has been an absolute pleasure working with Dan. Everything about the US systems and processes was new for us but Dan took the time to explain everything to us in detail and kept us updated every step of the way. The level of customer service was outstanding. Dan was extremely helpful, patient and very proactive. He went above and beyond and worked very hard exhausting multiple options to get us the best deal possible. He was very flexible and was always available. I would use him again and have already recommended him to a friend. Thank you!
Michelle
April 10, 2024
Explained things simply. Worked great with our realtor. Always quick to get back to us.
Bryan
AR
February 27, 2024
Dan kept us up to date on all items regarding our loan. He worked with us closely to make sure we got the best loan we could based on our circumstances. He's a great communicator and always got us answers to any questions we had.
Taylor
AZ
February 27, 2024
Dan was so easy to talk to and he went through everything with us. Step by step and it made it so easy. I think he is a real asset to the company.
Barbara
AZ
December 28, 2023
Dan did a fantastic job, kept me informed and up to date and helped me when I asked for it! Helped make this process smooth!
Michael
AZ
December 05, 2023
Just working with Dan was pleasurable and we never felt like we were waiting on information
William
AZ
October 30, 2023
Dan went above and beyond our expectations. Answered every phone call and text and led us in the right direction. If I were going to buy another house I would call Dan Francis right away. I HIGHLY recommend First State and Dan Francis. Our house closed in 16 days all thanks to him. Make sure to give him a call on your next housing adventure! James Diede MD
James
AZ
October 09, 2023
Dan was amazing! He was there for every step of the way and had answers to ALL of our questions. Great loan officer and an even better guy! 10/10 recommend!! He’s the GOAT!
Noah
AZ
September 29, 2023