Derek Handley

As a seasoned professional with a decade of invaluable experience in the mortgage industry. With a passion for guiding clients through the intricacies of home buying, I approach each transaction with a calculated and strategic mindset. My ultimate goal is to ensure that my clients, friends, and neighbors not only achieve their homeownership dreams but also secure the best possible financial position.

My journey in the mortgage industry followed a successful 15-year tenure in corporate IT sales and finance. Transitioning from the corporate world, I found my true calling mortgage lending, where I teamed up with my high school friend, Kevin Kostoff. This move allowed me to seamlessly integrate my financial background and expertise into a role where I can make a meaningful impact on the lives of others.

Born and raised in Littleton, I take great pride in living, working, and contributing to the future of my community. This personal connection to the area fuels my commitment to helping individuals and families navigate the complexities of the real estate market. Whether you're a first-time homebuyer or a seasoned investor, I am dedicated to leveraging my knowledge and experience to guide you toward the best possible financial outcomes.

Join me on this exciting journey towards homeownership, where I blend a decade of mortgage industry know-how with a genuine love for my community. Together, let's build a solid foundation for your financial future through the doors of home ownership.

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.


My Customers Have Spoken:

5 Star Rating
Derek has been extremely helpful during the whole process. He has always returned calls in a timely manner
May 09, 2024
5 Star Rating
March 23, 2024
5 Star Rating
Derek is a true professional. Kept the process smooth and calm. Very good communicator the the tech you have for the mortgage process is amazing and very easy to use.
March 12, 2024
5 Star Rating
May 26, 2014