Erik Elder

Erik Elder

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At Guardian Mortgage, we do things differently than other home lenders. We believe that communication is key, so whether you’re a first-time homebuyer, or a seasoned homeowner looking to refinance, we make sure to walk you through every step of the process. We offer a variety of loan options from conventional, to government, to everything in between. Our comprehensive suite of lending options allows us to find you a product that best suits your financial needs.

We value your business, and you are definitely not just a number to us. We show this by servicing your loan from beginning to end – we don’t close a loan and pass off our clients to a third-party. In fact, Guardian keeps most loans in-house to completion. This person-to-person approach makes an impact.

Ready to get started? Contact me today! Creating possibility for our customers and putting them in their dream homes is what we do.

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.

FIND DOWN PAYMENT ASSISTANCE

My Customers Have Spoken:

Erik was responsive, communicative, and took the time to explain the process to us in detail. We really appreciated his patience with us!
Sarah
CO
March 05, 2025
Even this form is glitchy... I appreciate that Erik worked hard to get us a great loan, but the whole process seemed a little disjointed. A more concise explanation of all the documents needed in one place so it didn’t feel like every day we were being asked for something else and then something else and then something else. I had to go to the courthouse two separate times for divorce documents, when a clearer explanation would have allowed me just one trip. Also, communication with one person instead of receiving emails requesting information from third parties we were not previously introduced to.
Ian
CO
December 06, 2024
Erik was beyond available through the whole process. No question was too big or small for him to answer. He really took a lot of anxiety out of this situation for my wife and I.
Anthony
FL
September 09, 2024
Erik communicated at every stage of the loan and he was as professional as its gets. I have since referred him clients and will continue to do so into the future.
Jordan
FL
September 07, 2024
My experience was wonderful. Working with Erik was so smooth, he kept me informed at each step in the lending process. His rates were the best, very competitive but also local so at anytime I could pick up the phone and get Erik or his assistant. He is a true professional and Erik definitely knows his stuff. As a realtor of 25 years I recommend Erik to all my clients.
Jennifer
CO
July 21, 2024
Erik is amazing! I have used him as a loan officer for two properties now. He is extremely knowledgeable and helpful. He was able to get me the lowest rate out of anyone I had gotten quotes from. He also went above and beyond to ensure I qualify for the loan I wanted. Highly recommend Erik!
Glory
February 22, 2024
Erik was extremely helpful as my husband and I navigated the home-buying process as first timers! He is extremely thorough and was very available for all of our questions throughout the process. He also provided detailed cost breakdowns for several homes we saw which was very helpful in making this huge decision. We highly recommend Erik!
Emily
December 19, 2023
Had issues with a credit reporting company. Dealing with fraud for my first home purchase. However, Erik’s incredible work ethic put me back in alignment for closing my property.
Cesar
CO
August 18, 2023