Erik Elder

At Guardian Mortgage, we do things differently than other home lenders. We believe that communication is key, so whether you’re a first-time homebuyer, or a seasoned homeowner looking to refinance, we make sure to walk you through every step of the process. We offer a variety of loan options from conventional, to government, to everything in between. Our comprehensive suite of lending options allows us to find you a product that best suits your financial needs.

We value your business, and you are definitely not just a number to us. We show this by servicing your loan from beginning to end – we don’t close a loan and pass off our clients to a third-party. In fact, Guardian keeps most loans in-house to completion. This person-to-person approach makes an impact.

Ready to get started? Contact me today! Creating possibility for our customers and putting them in their dream homes is what we do.

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.


My Customers Have Spoken:

5 Star Rating
Erik is amazing! I have used him as a loan officer for two properties now. He is extremely knowledgeable and helpful. He was able to get me the lowest rate out of anyone I had gotten quotes from. He also went above and beyond to ensure I qualify for the loan I wanted. Highly recommend Erik!
February 22, 2024
5 Star Rating
Erik was extremely helpful as my husband and I navigated the home-buying process as first timers! He is extremely thorough and was very available for all of our questions throughout the process. He also provided detailed cost breakdowns for several homes we saw which was very helpful in making this huge decision. We highly recommend Erik!
December 19, 2023
5 Star Rating
Had issues with a credit reporting company. Dealing with fraud for my first home purchase. However, Erik’s incredible work ethic put me back in alignment for closing my property.
August 18, 2023