Fred Phillips

Fred Phillips

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For almost 20 years, Fred Phillips has been turning his customers’ home financing dreams into reality. He is a problem-solver by nature, so being in the mortgage business is a perfect fit for his skills. He takes pride in helping people achieve financing they thought would be difficult. Fred is passionate about helping people make informed decisions – and he’s proud of the great options and servicing that Guardian Mortgage provides its clients. Fred’s goal is to “ensure that all customers have a world-class experience when buying or refinancing a home” and he certainly accomplishes that.

When not at work, Fred enjoys golfing at every opportunity and spending quality time with his family. He shares the philosophy of Arthur Ashe, “Start where you are. Use what you have. Do what you can.”

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.

FIND DOWN PAYMENT ASSISTANCE

My Customers Have Spoken:

Fred is personable and caring made the whole experience a pleasure. Thanks Fred
Vada
AZ
September 19, 2024
Working with Fred was a fantastic experience. From the beginning, he showed incredible expertise and genuine dedication. He took the time to explain every detail of the loan process, making sure I was comfortable and informed every step of the way. Fred was always quick to respond and went out of his way to help. Thanks to him, everything went smoothly. I’d definitely recommend Fred to anyone looking for a skilled and reliable loan officer.
Erica
CA
August 15, 2024
Our experience with Fred Phillips was amazing in fact our real estate agent was so lame that Fred took us under his wing and helped us all the way. We were completely lost on the next steps. He even gave us advice on the home inspection, thank you Fred if it wasn’t for you we would never ever bought our Dream Cabin in the Woods. Tracy Froyland & Michael Mahnick
Tracy
AZ
July 22, 2024
Fred and his team were AMAZING! They kept us updated on everything, and the team was always available to answer any questions we had. LOVED working with them!
Heather
KS
July 02, 2024
Excellent and very comprehensive service! Fred went out of his way to find us multiple mortgage options and we were able to find the perfect situation for us - very pleased!
Les
AZ
June 16, 2024
Fred is amazing, He is the best, always a pleasure to work with him.
Catherine
AZ
June 12, 2024
Fred understands my situation and he simplified things which are hard for me to understand. He answers my questions even if it is late. He worked hard to get me the best rate possible. All in all, Fred was so helpful and it made me feel at ease when situations becomes stressful. Plus, he made an effort to be present on closing day despite coming from a far place. I am grateful for him and my realtor. They worked good together.
Diana
AZ
May 31, 2024
Fred was a great help throughout the entire process.
Antione
AZ
March 26, 2024
Fred and his team were on top of everything. They made the whole process easy. Fasted close we have ever had. They worked non-stop all hours for us, early mornings, late evenings and weekends. He will always be our go to guy! Thanks Fred! Tammy and Heather
Heather
AZ
March 11, 2024
Fred was very attentive to our needs, answered every question promptly, delivered the results needed and went above and beyond to give us our dream home. I would recommend Fred to anyone looking for a home and will be working with him in the future. Thank you for everything Fred!
Jasmine
AZ
December 31, 2023