Jennifer Gustafson

Jennifer Tai Gustafson is a Mortgage Loan Originator with over 25 years of expertise. She has the knowledge needed to navigate smoothly through the home-buying process and provides a pleasantly effortless experience.

Jennifer was recruited by a new home builder in Northern California where she honed her skills as a Loan Officer for 10 years. In 2006 Jennifer made a career transition to Hawaii where she specialized in VA financing for Active Duty and Retiree Veterans on both Oahu and Maui.

While establishing herself on the islands, she met her husband and started a beautiful family. Over the next decade, while her husband was finishing his career with the United States Army, Jennifer diversified herself by working as a Mortgage Loan Officer in different states such as New York and Washington. 

Jennifer and her exceptional team of trusted professionals will work together to get you into the home of your dreams seamlessly. 

In a rapidly evolving and highly competitive real estate market you need a tenacious Loan Officer like Jennifer on your side. She is always available when you have a question or need a pre-approval letter immediately to place an offer on the home of your dreams. Jennifer is always focused on helping people achieve the American dream of homeownership. 

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.


My Customers Have Spoken:

5 Star Rating
We worked with Jennifer to evaluate several properties in different locations. Jennifer is super professional, very informed and wonderfully patient, She is right on top of every step of the process and is great at communicating. You will not find a better Mortgage person!
May 30, 2024
5 Star Rating
Jennifer is very personable, has a great knowledge of products and financing available. She is a great communicator and very proactive. She efficiently guided us through the loan process and was regularly in touch and available to answer any questions we had. She is, by far, the best I've encountered in my years of real estate/financing. In fact, our Realtor was so impressed he is planning to use Jennifer's and Guardian in future transactions. Well done.
May 18, 2024
5 Star Rating
Tai is what made it great. Her knowledge, care and compassion helped to make this traumatizing home buying experience smooth as could be. She held our hands every step of the way and broke down the entire process to us, several times. Every time something was changed or updated she let us know. She responsed so quickly to any questions, concerns or requests we had. Tai made us feel like her top priority even though I know she has other clients.
November 13, 2023
5 Star Rating
Tai is the 3rd lender that my family and I have worked with in the past 8 years while searching for a home of our own. The previous lenders that I had been connected with never made me feel at peace with the process. A year ago a mortgage lender friend of mine introduced me to Tai, whom was her mentor. From the start I was able to relate to Tai on so many levels and her expertise in the industry helped to ease my nerves thru the process. Every step of the way Tai was there to explain things to me no matter how many times I asked. The numbers in our purchase agreement changed so many times, and Tai would just roll with the punches. Everytime something changed, Tai would breakdown the new numbers and how they would affect us. This purchase was mentally and emotionally draining as we were purchasing my grandmothers house and it was an extremely toxic environment. I believe Tai went above and beyond during this process to make sure everything went as smooth as possible for us. Taking time out of her busy day to calm my nerves and make me feel secure that everything that was needed on our end was taken cared of. I would 100% recommend Tai to anyone who is in the housing market. Not only will she get the job done, but she will take care you you 100%.
November 13, 2023
4 Star Rating
Jennifer was very knowledgable and friendly to work with. She communicated expectations and the process clearly and helped us close on an amazing home we never thought we'd ever have. Estimated cash-to-close was nearly dead on, and she helped us close early. Thank you Jennifer!
September 18, 2023
5 Star Rating
Jennifer took the time to explain everything and was always ready to answer questions. Any issues that needed to be addressed, she anticipated or assisted problem solving to allow for easy resolution.
August 25, 2023
5 Star Rating
Jennifer was excellent with attention to detail which kept me in the loop, educated which helped keep my stress level down. I would totally recommend Jennifer for your home loan needs, I know we won’t hesitate to contact her in the future!
August 20, 2022
5 Star Rating
We are so very fortunate to have worked with Jennifer Gustafson, our VA lender. Her knowledgeable service was far beyond what we had expected for our Ohana getting approved for the mortgage loan. She was always able to answer any questions we had and effectively executed every task in a timely manner. We would highly recommend Jennifer to anyone looking to purchase a home in the future. Mahalo for your service.
May 12, 2022
5 Star Rating
From start to finish. Everything was explained, convenience of electronic signatures, secure site to transfer documents, appraisal/termite appointments were easily made and convenient location for final signing/notarization. I was impressed by the service. Thank you for your awesome service!
December 10, 2021
5 Star Rating
Jennifer Gustafson assisted with several of my transactions to successful closings, including a challenging one just recently when no other lender could do it, I am happy to tell you that together we closed the FIRST STATED INCOME TRANSACTION since the bad mortgage era back in 2000-2007. I am thrilled that VA HomeLoans now partners with a new investor for the self employed buyers. I highly recommend VA HomeLoans! Thank you again dear Jennifer Gustafson for your continued efforts to assist the Home 🏡 Buyers! I wish you success, ALWAYS! We’ll do it again! With Aloha & Gratitude! Susana Poulin
November 16, 2021