Kelly McReynolds

Kelly McReynolds joined Guardian Mortgage in 2018 as a mortgage loan originator in our Santa Fe office. She brings a dedicated, fun-loving, go-getter attitude and more than ten years in sales and customer service. She is a valuable addition to our team and takes pride in providing a WOW customer experience by counseling and guiding clients toward the best loan program for their short and long-term financial success.

Kelly feels that one size does not fit all and it is important to listen, understand and provide individualized assistance to clients based on their goals and financial needs. By doing this, she creates lasting relationships built on trust and honesty. Kelly joined Guardian because “Guardian Mortgage provides an above and beyond customer experience not only during the mortgage process-but through their best-in-class servicing during the life of most loans.”

Kelly lives her life with joy and gratitude in and outside the office. When not helping our New Mexico market grow and expand, Kelly has a passion for history, culture, and the arts. A Santa Fe native, she enjoys traveling, visiting museums and galleries as well as spending quality time with friends and family.

MLO Success Stories featuring Kelly McReynolds

"Leading MLO in Santa Fe and Los Alamos, Making Dreams of Homeownership a Reality"


Awards & Achievements

President's Club logo2021 & 2023 President's Club


Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.


My Team

Krista Brewer photo

Krista Brewer

Mortgage Production Partner II
Spokane, WA

My Customers Have Spoken:

5 Star Rating
Kelly and her team are straight up professionals and very easy to work with. Liz Parton
June 07, 2024
5 Star Rating
Everything was amazing and easy!
June 02, 2024
5 Star Rating
Kelly is amazing. She has helped me with a few properties now and I think she is the best at what she does. Knowledgeable and very pleasant to work with.
June 01, 2024
4 Star Rating
The overall, relationship that we had with the bank.
May 29, 2024
5 Star Rating
Kelly and her team were very responsive and knowledgeable. It was easy to reach Kelly when I had any question at all. Plus she is very smart and easy to work with.
May 25, 2024
5 Star Rating
Kelly and her team were very helpful and responsive. In our introductory meeting, Kelly really made my husband and I feel like we fully understood our options and we were empowered to get a loan that met all our goals--to buy a beautiful house while not over-stretching ourselves financially
April 23, 2024
5 Star Rating
Kelly and her team were knowledgeable and dependable. Anytime we had questions or concerns, they were there to answer and support without judgement. Along with our broker's team and title company's team, they made the process of buying a house feel so easy!
April 05, 2024
5 Star Rating
Genuine helpfulness
March 29, 2024
5 Star Rating
(This is the second time I filled this out, the first time I got a message that it couldn’t be submitted!) As I wrote previously, every step of the way was explained well and questions were quickly answered. The update status emails are valuable. In all, Betsy and I were impressed with the support we received during the application process. Thank you!
March 29, 2024
5 Star Rating
Kelly and her team were knowledgeable and proactive in making my home buying experience comfortable and smooth.
March 20, 2024