Kevin Kostoff

Apply Now

With over two decades of experience in the mortgage industry, Kevin is a trusted professional known for his unwavering commitment to excellence. Since 1996, he has prioritized high-quality and professional service, making each home loan transaction his top focus.

Kevin's communication skills are a standout feature, evident in his careful attention to every step of the process. Clients appreciate his genuine interest in their homeownership journey, whether they come through referrals or community connections.

His impressive credentials include being a Top Mortgage Loan Officer (Scotsman Guide), a Certified Veteran Loan Specialist, and a Certified Mortgage Advisor. Kevin is also recognized as a Certified Mortgage Lender by the Colorado Mortgage Lenders Association and has earned a spot on the 5280 5-Star Wealth Manager list each year for over a decade.

Beyond his professional accomplishments, Kevin has actively contributed to his community as a Board Member for various organizations, including the Littleton Public Schools Foundation, the Arapahoe Community College Foundation, and The Rotary Club of Littleton. He served as the Finance Committee Chair for Littleton United Methodist Church and is an Affiliate Member of the South Metro Denver Realtors Association recently completing their Leadership Program.

Kevin's dedication has earned him a spot in the President's Club for an impressive 21 years. For him, each home loan transaction goes beyond business—it marks the start of a lifelong friendship, celebrated with in-person meetings and thoughtful closings.

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.

FIND DOWN PAYMENT ASSISTANCE

My Customers Have Spoken:

Every aspect was great. We were kept posted every step of the way. Wonderful customer service.

Kirk

June 27, 2024

This was a relocation from another state and at times we were completely overwhelmed. Kevin was so calm throughout, that the mortgage process was the one thing we didn’t have to stress about. Kevin and his team understood we would be in a hotel for a few weeks until close and made sure we were able to close early. We truly appreciated the professionalism, knowledge and easy going approach that made this such a positive experience. Thank you!

Frances

June 25, 2024

Thank you Kevin for your helping me get my new home mortgage. This is my second time using Kevin in 5 years. I really appreciate his expertise, quick responsiveness and guiding me every step of the way through what can be a complex process. I would highly recommend him to friends and family!

Susan

June 10, 2024

Easy to do business with

Kenneth

May 14, 2024

The process was smooth and quick. When we had questions, they were answered right away, with a positive attitude and knowledgeable feedback. We were able to sign a lot of documents electronically, expediting our closing, and were provided consistent notifications about our progress and status. Kevin and his team were delightful, friendly, and friendly!

Heather

April 20, 2024

Kevin is the best! He was there every step of the process, explained everything in great detail. Always there to answer your phone call. Was the best experience, i will recommend Kevin and his team to anyone. Thank you so much!

Christopher

April 20, 2024

A very smooth, expedient, and relatively stress-free refinance process. Kevin and his team provide a wealth of knowledge and experience combined with great communication throughout.

Colin

April 01, 2024

It went well

David

January 26, 2024