Naceem Pagani

With an emphasis on exceptional customer service, Naceem Pagani brings over 26 years’ experience in real estate and construction financing to Guardian Mortgage. She says, “My clients mean everything to me. I spend as much time as necessary to explain loan options so that my customers always feel empowered to choose the mortgage that is best for them.”
Through a highly personalized approach, Naceem is committed to understanding borrowers’ individual situations and unique needs, finding solutions that work. During the process Naceem ensures that her clients are completely comfortable with their decisions. She adds, “When you’re making a decision about a loan, it affects your overall financial picture, not just your mortgage. I love to help people make decisions that can improve their financial well-being and help them reach their goals.” Naceem’s positive approach puts clients at ease. Outside of work, she enjoys working out, traveling, hiking, and scuba diving.

Awards & Achievements

President's Club logo

Guardian Mortgage 2022 President's Club  


Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.


My Customers Have Spoken:

5 Star Rating
Excellent Experience.
January 23, 2024
5 Star Rating
Naceem was very responsive to us and understanding of our questions.
November 20, 2023
5 Star Rating
Naceem did a great job communicating with me on a daily basis. She helped me with all of the documents I needed it, she kept the whole process very simple for me.
April 07, 2023
5 Star Rating
Thank you!
March 05, 2023
5 Star Rating
Naceem and her team were very informative, proactive and responsive to me! The tools are super easy, and the personal and electronic interactions were all great!
February 26, 2023
5 Star Rating
Good people to work with
January 30, 2023
5 Star Rating
Naceem made sure we were informed of every detail of the loan and provided us with dates things were needed.She treated us fantastic and kept us up to date. We are very satisfied and wouldn't hesitate Guardian mortgage and Naceem to anyone.
January 22, 2023
4 Star Rating
After several attempts to get qualified for a construction loan, Naceem was able to do so. Very happy with the quick closing she and her team were able to do.
December 17, 2022
5 Star Rating
Naceem made it easy to communicate we sent her what she needed with ease. She replied to our questions and concerns and we signed the documents with no problems.
November 08, 2022
5 Star Rating
Naceem did a great job of keeping us informed during each step of the loan process. We always felt like we were her number one priority! She was outstanding to work with on our loan!
November 05, 2022