Neil Perkins

Neil Perkins has always been interested in real estate, numbers and working with people. When he found the mortgage loan industry in 2015, he knew it would be a good fit. He thrives on providing clients with financing opportunities for purchasing or refinancing a home. In addition, Neil prides himself on always being available and willing to help those he works with. He regularly educates clients on using their home as another tool to achieve their financial goals. 
After working with several other banks, Neil chose Guardian Mortgage as the best fit for him and his clients. 
“I have worked for several different mortgage companies throughout my time in the mortgage lending industry,” says Neil. “I have yet to experience such a well-rounded company that offers a diverse lending platform that gives me the confidence and tools to succeed in any financial market. From loan application to the funding table, Guardian Mortgage provides a clean and transparent loan process that clients and realtors continue to highly praise.” 
Neil’s philosophy on life, work and success is simple: Fight for what you believe in; be a leader, not a follower; reciprocate loyalty to those loyal to you; and, most importantly, if the job is worth doing, it is worth doing right. His clients value his dedicated work ethic and moral compass, knowing he’ll do all he can to help them obtain the financing and home that best fits their needs. 
When Neil is not working with clients and colleagues, he enjoys going to the gym and spending time with friends, playing poker and watching football. 

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.


My Customers Have Spoken:

5 Star Rating
Neil helped me through the entire process, with rked with my, admittedly, crazy schedule in a different time zone and took the time to explain any and everything I didn't understand. When I had a deal go south last minute, he h lp d me find a new home and close on it in record time and I can't thank him enough for all his help.
April 27, 2024
5 Star Rating
Neil is the best! I refer him to everyone I can.
April 06, 2024
5 Star Rating
I appreciate the continued updates and ease to reach the team members.
March 19, 2024
5 Star Rating
This is our second time working with Neil and it’s hard for us to even think about using a different loan officer in the future. We recommend Neil to anyone we know who is buying a house. Neil explains stuff to both my wife and I in a way that is easy to understand. Neil seems to work nonstop so that we make sure everything is done on time. Neil has answered questions for us many times during non-duty hours and is ALWAYS quick to respond.
December 25, 2023
5 Star Rating
They made it easy and when there were problems they walked me through it and sometimes took care of it themselves. I appreciated that.
January 10, 2023
5 Star Rating
Neil was knowledgeable, non-judgmental, efficient, and kind. He made himself easily available, and always took the time to answer any questions that I had. Despite a few hurdles, he formulated work-arounds to overcome them. He was absolutely fantastic, as was the rest of his team! I highly recommend him!
January 06, 2023
5 Star Rating
Stress level went down after speaking to Neil about the loan and financial situation we were in. It’s all good.
December 17, 2022
5 Star Rating
All the knowledge and patience Neil and his team took to take care of our loan from beginning to the very end was absolutely amazing and we were kept informed every step of the way. It was very much appreciated and their work should be noted as superior in my book! Thanks again.
December 16, 2022
5 Star Rating
Neil and his team made our experience easy and smooth. We were constantly updated with the next steps. Neil and his team explained everything throughly. They were patient in answering our questions.
December 13, 2022
5 Star Rating
Wonderful and efficient communication!
November 23, 2022