Rick Hodges

Rick Hodges joined Guardian Mortgage in 1994 and for more than 29 years he and Guardian have remained true to their core values–honesty and ethical behavior in dealing with customers and Realtors. Rick has a passion for working with people, and enjoys forming relationships with clients built on trust. In his 29 years with the company he has helped homeowners and homebuyers with one of the most complex decisions they face, financing a new home. Many of Rick’s customers are people he’s done three or four loans for, loans for not only them, but now, their children.

Hodges explains his devotion to the mortgage industry, “The most gratifying aspect of my job in when my customers call me to ask a question about their mortgage we closed two, three, five or more years ago. I appreciate it because that means they know I was there to help them when they financed their home and years later I’m still there to help.” He goes on to say, “My clients know not to hesitate to contact me should they have questions about their current mortgage, prequalification for a new mortgage or any other home-financing needs. When you treat people with Integrity and work hard for them, they know they can trust me to be their lender for life. As I approach One Hundred Billion in closed mortgage loans, I owe that success to my many repeat customers, people that know and count on me because I’m honest, committed and confident in solving their home loan needs and helpful in making the process smoother. “

Awards & Achievements

President's Club logo

Guardian Mortgage President's Club 2017, 2018, 2019, 2020, and 2021
Five Star Mortgage Professionals Award 2015-2018
D Magazine – Top Mortgage Professional Award 2010-2014, 2020 & 2021 
Guardian Mortgage Top Company Wide Producer
State of Texas Top Producer
Pinnacle Award for loan production exceeding 1 BILLION in closed residential mortgages 


Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.


My Team

Kimberly Wood

Mortgage Production Partner
Plano, TX

My Customers Have Spoken:

5 Star Rating
Great service and communication
June 04, 2024
5 Star Rating
The communication from the whole team was prompt and professional.
May 30, 2024
5 Star Rating
Rick was awesome. He was always available and guided and advised us through the process from start to completion. His team was very efficient and all were a joy to work with. Guardian’s online portal and milestone notifications made it easy and kept us aware of where we were in the process. Our realtor said the same thing. We highly recommend Rick, his team, and Guardian! ~ K & R
May 24, 2024
5 Star Rating
Rick is the best at what he does, which is why he’s handled our purchases and refinances multiple times on multiple properties. It took me some time from pre-qualifying to finding the right house, but Rick was never impatient or pushy. Once I landed on the perfect home, Rick moved FAST. My agent was impressed at how quickly Rick was able to get this closed. Rick balanced information and advice so well that I always felt informed and educated about something that no one really does often enough to do well! In this market, Rick was candid that rates would be higher than my Covid refinance, but he said all along that he’ll stay in touch and be here to help me refinance because we expect rates to come down. I’m so appreciative of Rick (and his whole Guardian team).
May 18, 2024
5 Star Rating
Rick is very efficient and communicates well with all the involved parties.
April 29, 2024
5 Star Rating
Rick is amazing not sure how many houses we have done together but the amazing experience is always the same!!!!!
April 27, 2024
5 Star Rating
Rick was extremely responsive but what made the experience great is when he proactively reached out to the realtor to describe our buying power and credit rating
January 09, 2024
5 Star Rating
The responsiveness, professionalism, and care was absolutely incredible. We also appreciated the communication and regular updates.
October 21, 2023
5 Star Rating
Great communication
August 22, 2023
5 Star Rating
This is the second house Rick has helped me into and both times he has gone above and beyond all expectations. I can call or text Rick at any time and get the answer to any questions I may have.
August 15, 2023