Exciting news! Guardian Mortgage is rebranding under the Sunflower Bank name. Over the coming weeks, you’ll begin to see the Sunflower Bank brand in your mortgage-related emails, statements, and other communications. Check our FAQ page:
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Rick Hodges

Rick Hodges joined Guardian Mortgage in 1994 and for more than 29 years he and Guardian have remained true to their core values–honesty and ethical behavior in dealing with customers and Realtors. Rick has a passion for working with people, and enjoys forming relationships with clients built on trust. In his 29 years with the company he has helped homeowners and homebuyers with one of the most complex decisions they face, financing a new home. Many of Rick’s customers are people he’s done three or four loans for, loans for not only them, but now, their children.

Hodges explains his devotion to the mortgage industry, “The most gratifying aspect of my job in when my customers call me to ask a question about their mortgage we closed two, three, five or more years ago. I appreciate it because that means they know I was there to help them when they financed their home and years later I’m still there to help.” He goes on to say, “My clients know not to hesitate to contact me should they have questions about their current mortgage, prequalification for a new mortgage or any other home-financing needs. When you treat people with Integrity and work hard for them, they know they can trust me to be their lender for life. As I approach One Hundred Billion in closed mortgage loans, I owe that success to my many repeat customers, people that know and count on me because I’m honest, committed and confident in solving their home loan needs and helpful in making the process smoother. “
 

Awards & Achievements

President's Club logo

Guardian Mortgage President's Club 2017, 2018, 2019, 2020, and 2021
Five Star Mortgage Professionals Award 2015-2018
D Magazine – Top Mortgage Professional Award 2010-2014, 2020 & 2021 
Guardian Mortgage Top Company Wide Producer
State of Texas Top Producer
Pinnacle Award for loan production exceeding 1 BILLION in closed residential mortgages 

 

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.

FIND DOWN PAYMENT ASSISTANCE

My Team

Kimberly Wood

Mortgage Production Partner
Plano, TX
NMLS#1111775
972.808.1740

My Customers Have Spoken:

5 Star Rating
Rick's (and his team's) kindness and professionalism. I was informed at the precise, correct amount of communication and timeframe. Rick/his team reached out explaining requests and reasons behind them. They have creative minds helping me understand my options. i was offered a lower rate at a competitor and decided to remain with Rick because of our 30 year relationship. Thank you for having such outstanding personne!
Mark
TX
April 30, 2025
4 Star Rating
Friendly, helpful advice delivered upon request. Progress charts were good.
Joe
TX
March 30, 2025
5 Star Rating
Rick was extremely knowledgeable and friendly! As many times as I reached out, he never seemed too busy to talk to me and make sure I understood befor the call ended. Also, he ALWAYS answers my calls, no matter what time of day ( usually lunch time and evenings when I could make calls). Excellent service and I would recommend Rick to anyone looking for a loan. Thank you, Rick!
Carrie
TX
March 17, 2025
5 Star Rating
Worked with Rick and his team for years now. We have had multiple loans via Guardian Mortgage, from our primary home to multiple rental investments. RIck, Kimberly and everyone has always helped us in every step of the way. Always recommend them to everyone I know and we personally prefer to use them for all investments, etc.
Mathew
TX
March 10, 2025
5 Star Rating
Thank you for your proactive communication, expert advice and problem solving, and calm reassurances! There is no way we would have closed on this house with out you!
Kathryn
TX
February 22, 2025
5 Star Rating
Communication!!! Knowledge!
Jacob
TX
December 06, 2024
5 Star Rating
An amazing team to work with. Made the two of us comfortable through the entire process. buying a house can be very stressful, but Rick and his team made sure to answer all questions timely and to keep us comfortable with the process.
James
TX
November 18, 2024
5 Star Rating
Rick is the best! Very consultative and responsive.
Harvey
TX
August 03, 2024
5 Star Rating
Rick was always available, guided us through the entire process, provided extra help whenever needed. We are grateful.
Igor
TX
August 02, 2024
5 Star Rating
Great service and communication
Charles
KS
June 04, 2024