Sarah Pham

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Sarah Pham has helped many people achieve their goal of homeownership through her years of experience. Whether you are a first-time homebuyer or refinancing an existing loan, Sarah has a solid understanding of the real estate market and what it takes to close your loan with efficiency and expertise. Integrity is the cornerstone of Sarah’s business. She believes a mortgage should be about building relationships and helping her customers achieve their home financing goals, not just a transaction. She takes a consultative approach to the home loan process by customizing each home financing solution.

Whether you want to buy a house, build your dream home or refinance your existing mortgage, we can help you find the financing solution that is right for you. A proven mortgage professional, Sarah's attention to detail will ensure your mortgage process runs smoothly.

Outside of work, Sarah enjoys spending time with her family and traveling.

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.

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My Customers Have Spoken:

Constantly updating us on what is going on and helping with anything we need

Ernesto

January 17, 2025

Sarah was extremely knowledgeable, her communication was unmatached and she was able to close the transaction early despite delays from the appraiser. Very impressed!

Michael

January 10, 2025

Sarah and her team made purchasing our new home easier by explaining what was happening in terms we understood. Sarah was kind and kept us up to date every step of the way.

Molly

December 23, 2024

The level of commitment from Sarah was unparralel. Her comminication was superb and her thopughfullness was much appreciated.

George

December 20, 2024

Sara was amazing!!!! She was very informative answered any questions that we had, we always knew what was happening at every step of the way through this process. If we ever buy again, we know who our forever loan officer will be!!!

Frenchelle

December 10, 2024

Sarah was an exceptional Mortgage Loan Officer very knowledgeable and there for me when ever we needed anything !! Amazing 10 stars and more!!! One of the best

Kendrick

December 07, 2024

Sarah and her team were excellent, efficient, and knowledgeable. They went above and beyond to ensure the process was seamless and went smoothly. They had everything completed early, anticipated any possible roadblocks, and we even got to move our close date up 5 days earlier than originally planned! Highly recommended!

Ivy

November 29, 2024

Professional and fast. Very friendly, helpful. Best loan officer to work with.

November 26, 2024

Sarah Pham has completely set a new standard. We have never encountered a mortgage loan officer who was more attentive or instrumental in our loan being funded. Now that we found her, we will never work with anyone else. She is undisputedly the MVP of Guardian Mortgage.

Destinie

October 07, 2024

Made the process smooth and easy with great communication throughout the process.

Herman

October 01, 2024