Sarah Pham

Sarah Pham has helped many people achieve their goal of homeownership through her years of experience. Whether you are a first-time homebuyer or refinancing an existing loan, Sarah has a solid understanding of the real estate market and what it takes to close your loan with efficiency and expertise. Integrity is the cornerstone of Sarah’s business. She believes a mortgage should be about building relationships and helping her customers achieve their home financing goals, not just a transaction. She takes a consultative approach to the home loan process by customizing each home financing solution. 

Whether you want to buy a house, build your dream home or refinance your existing mortgage, we can help you find the financing solution that is right for you. A proven mortgage professional, Sarah's attention to detail will ensure your mortgage process runs smoothly.

Outside of work, Sarah enjoys spending time with her family and traveling. 

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.

FIND DOWN PAYMENT ASSISTANCE

My Customers Have Spoken:

5 Star Rating
Always on time or early! Smooth process and very informational through every step.
Kanita
TX
June 18, 2024
5 Star Rating
Sarah made this entire process so much easier and less stressful for us. She went what I would consider above and beyond to explain each step in the process to us as first-time home buyers. She was always reachable and incredibly easy to communicate with. I would 100% recommend her to friends or family.
Kelly
TX
June 02, 2024
5 Star Rating
As a new homeowner, she took me step by step and explained everything to me in a way that I would understand it!
Kendall
TX
May 29, 2024
4 Star Rating
We always felt in the loop, and knew any questions we had would be answered in a timely fashion!
Zachary
TX
May 20, 2024
5 Star Rating
Sarah's very kind and friendly. Straight to the point.
Michelle
TX
May 14, 2024
5 Star Rating
Sarah was so kind and helpful throughout my home buying journey. I always felt supported and she is now someone I call a friend.
Jillian
TX
May 10, 2024
5 Star Rating
I’m so grateful to have Sarah’s help and expertise. She explained everything in detail and kept me updated throughout the whole process. Everything went so smoothly, she was fantastic.
Nathan
TX
April 19, 2024
5 Star Rating
I had the same preferred Mortgage Loan Originator for 7 years... until I met Sarah. The first time working with her and I have never looked back. She is not only the first name that comes up when friends and family are looking for a referral, she's the only name. 10/10 Highly recommend.
Kyle
TX
February 15, 2024
5 Star Rating
Sarah made the process so smooth she explained everything in detail loved working with her
Laura
TX
January 21, 2024
5 Star Rating
We moved to USA couple of years ago from UK and we’re pretty new to the mortgage process here. Sarah made sure she understood our situation and tailored a mortgage process that would work for us and got it closed in record time. She was exceptional and thorough throughout the process. A thorough professional, I would recommend her 10/10 times to all my friends and colleagues.
Senthil
TX
January 13, 2024