Sarah Pham

Sarah Pham

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Sarah Pham has helped many people achieve their goal of homeownership through her years of experience. Whether you are a first-time homebuyer or refinancing an existing loan, Sarah has a solid understanding of the real estate market and what it takes to close your loan with efficiency and expertise. Integrity is the cornerstone of Sarah’s business. She believes a mortgage should be about building relationships and helping her customers achieve their home financing goals, not just a transaction. She takes a consultative approach to the home loan process by customizing each home financing solution. 

Whether you want to buy a house, build your dream home or refinance your existing mortgage, we can help you find the financing solution that is right for you. A proven mortgage professional, Sarah's attention to detail will ensure your mortgage process runs smoothly.

Outside of work, Sarah enjoys spending time with her family and traveling. 

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.

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My Customers Have Spoken:

I shopped around for a few potential MLOs and ended up choosing Sarah because she had the best communication by far. I loved how thorough she was and how she explained everything each step of the way. I had many questions throughout the whole process and she was always quick and eager to answer me, even on vacation! I’ve always recommended her to several friends.
Mindy
TX
September 06, 2024
Sarah Pham is is so helpful, very nice & approachable. Excellent Service.. The best person to work with.
John
TX
September 02, 2024
she reached out everytime when she said she would with updates no matter how minor. never purchased a house and understood how everything works but now i can say i understand completely the process. with her explanation of every detail and how important each of those details were, it made it easy. she's very easy and open person to communicate with. made me feel like we've been friends for years! great to work with and i would have family work with her!
Gia
TX
July 30, 2024
I was very nervous about buying my first home and didn’t know anything about financing. Sarah was very helpful throughout the whole process. She is kind, thorough and all around genuine!
Tyler
TX
July 17, 2024
Sarah was extremely helpful throughout the whole process and took the time to address all of my questions and concerns along the way! It was a joy to work with her and I’m thankful for how seamless everything went.
Jennifer
TX
July 12, 2024
Sarah was very helpful and understanding in all phases of the process. She made sure everything was understood and walked me through each step with patience. Sarah is very knowledgeable and personable, a true asset to your company.
Corwyn
TX
July 07, 2024
Sarah goes above and beyond in every step of the process. Her focus and dedication prove how much she values not only providing the best service possible but the relationships she is building. I will be a customer for life.
DeAndra
TX
June 27, 2024
Always on time or early! Smooth process and very informational through every step.
Kanita
TX
June 18, 2024
Sarah made this entire process so much easier and less stressful for us. She went what I would consider above and beyond to explain each step in the process to us as first-time home buyers. She was always reachable and incredibly easy to communicate with. I would 100% recommend her to friends or family.
Kelly
TX
June 02, 2024
As a new homeowner, she took me step by step and explained everything to me in a way that I would understand it!
Kendall
TX
May 29, 2024