Notice of Third-Party MOVEit Data Breach:

A cybersecurity vulnerability with third-party software provider, MOVEit, has impacted thousands of companies, including Guardian Mortgage.

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Steve Howard

To all his past and present clients Steve Howard is known as the go to guyfor mortgages. But don’t take our word for it, check out the hundreds of reviews and stories that they’ve posted for him online.

Online Recommendations

With 25 years of mortgage experience, he has seen it all. His love for the mortgage business started back in 1993. Steve discovered that he had four key attributes that would make the mortgage industry his calling:

He always excelled in math in school.
He has a finance and accounting background.
A work ethic that his father instilled in him.
Most importantly he simply loves to help people.

Whether it’s assisting a first-time borrower achieve their dream of home ownership or creating a refinancing plan to help a client to become debt-free. Steve looks beyond the paper to imagine each client’s scenario as if it were his own.  

Steve and his team have done it all. He’s been a loan officer, operations manager, regional production manager and even owned his own company for many years. That vast experience allows him to navigate the obstacles that can pop up in the mortgage process and ensure a smooth transaction for his clients and their families.

Whatever the challenge, Steve gives 110%. This passion comes from his desire to insure his family is provided for. His family includes three daughters ages 3, 13, and 20, so Steve goodheartedly says that means “many trips to the mall, which is my least favorite place.” Instead, he’d rather be pursuing his favorite hobbies which include: golfing with friends, collecting classic cars, seeing movies with the kids, swimming, or going to weekend volleyball games.

You are in good hands when working with Steve Howard. 


Awards & Achievements

President's Club Logo

2021, 2020 & 2019 Guardian's President's Club

My Customers Have Spoken:

5 Star Rating
Exceptional communication and customer service!
September 23, 2023
5 Star Rating
it was a pleasure working with Steve and his team.
September 20, 2023
5 Star Rating
Steve went above and beyond. We appreciate his efforts and look forward to future work together.
August 04, 2023
5 Star Rating
Steve made it easy with his service and communication with us throughout the process.
July 27, 2023
5 Star Rating
Steve in particular is always professional, prompt, and honest! I won't work with anyone else!
June 29, 2023
5 Star Rating
Steve was great at communicating in bringing me along through the entire process.
June 13, 2023
5 Star Rating
Steve is the man!
May 30, 2023
5 Star Rating
Steve and his team were patient with us and kept us informed during the entire process.
May 16, 2023
5 Star Rating
Steve updated me continually.
April 29, 2023
5 Star Rating
Steve is always very responsive and helpful in answering all our questions! We are very grateful for his expertise and knowledge.
April 04, 2023