Tamra Carrell



With over two decades of experience in the mortgage industry, Tamra Carrell stands out as a seasoned professional. From developing pricing engines to creating training programs for loan originators and realtors, she continually works to better the industry. As a Mortgage Loan Originator, Tamra is dedicated to demystifying mortgage options for clients and realtor partners. 
 
Transitioning from a career in Civil Service, Tamra discovered her true calling in mortgage lending. “In the ever-changing financial and mortgage climate, mortgage work is anything but boring,” says Tamra. The intricate puzzle of loans and the thrill of overcoming challenges to secure homes for individuals fuel her enthusiasm.  
 
Tamra’s clients value her knack for simplifying complex processes and her candid honesty about mortgage prospects. Her servant’s heart and unwavering positivity endear her to clients and industry partners. 
When she is not at work, Tamra unleashes her creativity in the kitchen, garden and furniture refurbishment projects.  Living in Oregon, she embraces the great outdoors through fishing, glamping and hiking. 
 
 

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.

FIND DOWN PAYMENT ASSISTANCE

My Customers Have Spoken:

5 Star Rating
Tamra from Guardian Mortgage was fantastic! She worked around the clock! My work situation was unique but she knew what documentation I needed to ensure I would get my dream home!! She felt like family and was very easy to communicate with!!
tiffany
January 12, 2025
5 Star Rating
Tamra went well beyond. My situation was very unique and she worked around the clock to ensure that everything went through!!! I am highly grateful to have Tamra on my side during such an exciting yet stressful time!!
Tiffany
OR
January 11, 2025
5 Star Rating
From the first call to the last Tamra was a clear communicator and eased us into our mortgage with a minimum of stress. We really appreciate how well she handled our loan throughout the process.
Linda
OR
December 24, 2024
5 Star Rating
This was our second experience working with Tamra. Problems and challenges will inevitably arise in any complex financial transaction, but as always, Tamra had our back, responded quickly, and made sure everything stayed on course. If I need to transact another mortgage, I would not consider using anyone other than Tamra to make this happen.
David
OR
December 16, 2024
5 Star Rating
Tamra make it such a great experience, I love her!
Allyson
OR
November 08, 2024
5 Star Rating
Tamra really cared about me and my loan and making sure I understood everything and I was comfortable with the numbers. Very responsive and communicativ.
Michelle
OR
November 02, 2024
5 Star Rating
Tamra was very friendly, straightforward and helpful throughout the whole loan process which made it very pleasant experience. Also your App made things easier for sending and receiving docs.
Andrew
OR
October 04, 2024
5 Star Rating
Margaret
September 18, 2024
5 Star Rating
Communicative and did everything in a very timely manner.
Margaret
OR
September 18, 2024
5 Star Rating
Tamra is very knowledgeable, direct, upfront, and always available to answer questions which gave us confidence working with her company. While our rate ended up a little higher than I would have liked, I am glad she will continue to manage our loan with her company and we hope for a refinance in the new future! Recommend!
Brian
OR
July 11, 2024