Over the last several years business has been booming for home builders across the country. As communities continue to grow and more people purchase new and custom built homes, builders need a mortgage partner with programs that benefit them and their buyers equally.
When buying a newly constructed home, unless you are doing a custom build, it’s likely for most of the home finishes you’ll get builder’s grade quality unless you choose to upgrade for a higher cost. As a result, many homeowners choose a mixture of builder’s grade and custom options based on their personal preferences.
It’s hard to believe that we are already a few days into 2020. Busy days make time fly by. And we certainly hope 2019 was a productive and successful year for you.
Every industry has its own library of jargon and acronyms that few customers truly understand. And when it comes to mortgages and real estate, it is no different. But knowing, and understanding, common terms can be the difference between a good or bad experience with buying and selling a home.
In today’s ever-more-competitive market, it’s vital that you’re getting the most out of your reviews and testimonials. Below, we outline some simple, yet crucial, ways you can put your great reviews to work for you.
It’s the most wonderful time of the year. If you’re the one doing the hosting, it can be daunting. But it doesn’t have to be. And it shouldn’t be. After all, few things are better than being with the people you love.
The internet has changed nearly every industry today, including real estate. In addition to websites like Zillow, Trulia, and others, there are now even sites to help you boost your listings like Tour Factory and Listing Booster.
You just closed on your dream home. Or your first home. Or the home that’s perfect for this chapter of your life. No matter which home you find yourself in, closing this close to the holidays can feel extra stressful. But we have some tips...
Your preferred vendor and contractor list can go a long way to ensuring you deliver a top-notch experience for all of your clients. After all, if your clients trust you, they’re more likely to act on your recommendation.
Big changes are coming in 2020 to the VA Loan Program. The short of it: veterans will have more borrowing power but will also pay slightly higher fees.
Winter is coming. And we’re not talking about a new season of that show with the dragons. We’re talking about wind chills, frosted windshields, early sunsets, snow, and plenty of hot chocolate.
Buying or selling a home is a big deal. For some, it’s one of the biggest decisions they’ll ever make.
Bad questions? Too many questions? There’s no such thing when it comes to home loans. And certainly not for first time home buyers.
Technology is great when it serves to promote the relationships that build your business. But technology evolves so quickly that it can be easy to miss great apps that might make everyday tasks a little easier.
You may have heard good things about the FHA loan program, but is it something you should pursue? The FHA (Federal Housing Administration) has provided mortgage insurance on certain loans since 1934.
Although Guardian Mortgage Loan Originators are here to guide customers every step of the way, we know that sometimes buyers feel more comfortable in speaking to you, their real estate agent, about the mortgage process first.
Since its creation in 1934, the U.S. Federal Housing Administration (FHA) has insured over 47.5 million mortgages, enabling mortgage lenders to offer loans to individuals who may not have qualified for financing otherwise.
The buyer, the lender, and the real estate agent are like the three sides of a triangle— when they come together, there’s tremendous strength in the formation.
Selling real estate is a rewarding career choice, but it's a highly competitive, get-it-done-yesterday business. That's why it's important to team up with a loan originator who works as hard as you do.
Choosing each detail. Selecting thoughtful touches. Having a vision and seeing it come to life.
Whether you’re looking to put your house on the market or you just want to add freshness to your home’s exterior, here are some of the easiest ways to enhance curb appeal this summer.
When you find the right home and your offer is accepted, it’s exciting! In most cases, though, there’s still a lot that must happen to get to the closing table.
Everyone wants to be happy in a new home. The right neighborhood, the right floor plan, and the right sales price go a long way to maximize customer satisfaction.
Your home is where you go to feel comfort, have fun, and spend time with the people and pets you love. But life changes, and there may come a time when you find yourself wondering if your current house or condo is still a good fit.
Did you know that refinancing is a powerful tool? Aside from interest rates, other reasons to refi include improving your term or getting cash out of your home’s equity.
Making smart financial decisions can be easier than you think. By understanding a few key concepts about debt, you can successfully manage your income, your budget, and your expectations.
How do you decide which referral partners deserve your time? Should you spend lots of effort putting together an email for past customers?
There’s a new obsession with decluttering that seems to be everywhere these days. We’re supposed to get rid of all the things that don’t “spark joy” so that we can get more out of the present
Guardian Mortgage is proud of the men and women who devote themselves to our country.
If you are an active duty, retired, or eligible surviving spouse of a military service member, your work for our country has earned you a huge benefit when it comes to home financing.
If you are new to mortgages and residential lending, it can sometimes be overwhelming to understand all of the related terminology.
Do you see potential behind that paneling? Possibilities for that plumbing?
It’s the time of year for pumpkin-flavored drinks, football season, and those projects that get your house looking great and ready for winter. Whether you tackle these yourself or hire someone to help, they’ll save you money and could possibly add equity. Get started today!