Kristin Fox

Kristin Fox has over 20 years in the home loan and finance industry, touching many roles over her career before joining the Guardian Mortgage team in a management position. 

Kristin started her career as a loan officer, learning the ways of the business and enjoying interactions with her clients. After three years as a top producer, she transitioned to mortgage processing, out of a desire to learn about the operations side of the business. A move to Texas offered Kristin a lead processing role with Pioneer Bank where she grew her knowledge and her career, making her way to Director of Loan Operations in 2018. 

“I believe in giving my whole self to my job,” Kristin says. And it shows. Kristin has a focus and genuine excitement for her work and helping clients with their lending needs. Throughout the years, Kristin has created a philosophy around delivering accurate, efficient, and transparent customer service. She ensures borrowers remain informed of their loan process from application to funding, and beyond. 

Not only helping her customers, Kristin is a participating lender in Habitat for Humanity, The Mueller Foundation, and City of Austin Down Payment Assistance, as well as many other programs to assist in making housing more affordable in her community.

When she’s not working, you’ll find Kristin spending time with her husband, Eric (whom she met in a pool league), and her three daughters, Claire, Kendall and Paige. She also enjoys cooking, traveling, or working out. Reach out to Kristin for your home loan needs.

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.

FIND DOWN PAYMENT ASSISTANCE

My Team

Jen Guidry Mortgage Area Manager San Antonio, TX Guardian Mortgage

Jen Guidry

Mortgage Area Manager
San Antonio, TX
NMLS#323935
210.961.7110

My Customers Have Spoken:

5 Star Rating
Crosby
February 18, 2024
5 Star Rating
Thanks for being patient with us. The entire team made us feel like they were taking care of family. THANKS
Crosby
TX
February 18, 2024
5 Star Rating
This was a great experience. Have learned a lot from the team and I would recommend them to anyone. Very helpful and took they time to explain to us
Lashaun
TX
February 15, 2024
5 Star Rating
Kristin and her team were incredibly responsive and helpful throughout the entire loan process. They gave us frequent updates on milestones and walked us through every step of the way for our first home purchase.
Sarah
TX
February 13, 2024
4 Star Rating
Kristin did a great job and handled all aspects quickly and was easy to work with!
Arthur
TX
February 09, 2024
5 Star Rating
Carl
January 30, 2024
5 Star Rating
Professional. Pleasant. Knowledgeable. Great and genuine customer service. Always kept us informed.
Carl
TX
January 30, 2024
5 Star Rating
The entire process was seamless and I had consistent communication throughout. I highly recommend working with Kristin Fox and her team.
April
TX
January 23, 2024
5 Star Rating
Kristin and her team made it so easy for my wife and I as first-time homebuyers. Everything was made so easy for us to understand. Service was transparent, friendly, and efficient!
Nick
January 12, 2024
5 Star Rating
Kristin and her team made it so easy for my wife and I as first-time home buyers. Everything was timely, friendly, transparent, and easy to understand. Thank you!
Nicklaus
TX
January 12, 2024