Kristin Fox

Kristin Fox has over 20 years in the home loan and finance industry, touching many roles over her career before joining the Guardian Mortgage team in a management position. 

Kristin started her career as a loan officer, learning the ways of the business and enjoying interactions with her clients. After three years as a top producer, she transitioned to mortgage processing, out of a desire to learn about the operations side of the business. A move to Texas offered Kristin a lead processing role with Pioneer Bank where she grew her knowledge and her career, making her way to Director of Loan Operations in 2018. 

“I believe in giving my whole self to my job,” Kristin says. And it shows. Kristin has a focus and genuine excitement for her work and helping clients with their lending needs. Throughout the years, Kristin has created a philosophy around delivering accurate, efficient, and transparent customer service. She ensures borrowers remain informed of their loan process from application to funding, and beyond. 

Not only helping her customers, Kristin is a participating lender in Habitat for Humanity, The Mueller Foundation, and City of Austin Down Payment Assistance, as well as many other programs to assist in making housing more affordable in her community.

When she’s not working, you’ll find Kristin spending time with her husband, Eric (whom she met in a pool league), and her three daughters, Claire, Kendall and Paige. She also enjoys cooking, traveling, or working out. Reach out to Kristin for your home loan needs.

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.

FIND DOWN PAYMENT ASSISTANCE

My Team

Jen Guidry Mortgage Area Manager San Antonio, TX Guardian Mortgage

Jen Guidry

Mortgage Area Manager
San Antonio, TX
NMLS#323935
210.961.7110

My Customers Have Spoken:

4 Star Rating
Kristin and her team had great communication with us through the whole loan process. We felt like all our questions were answered.
Angela
TX
April 17, 2024
5 Star Rating
Kelly
April 15, 2024
5 Star Rating
The team is very professional, kind, and helpful in everything we needed. This by far was the easiest house buying experience out of all our moves. We thank you all.
Kelly
TX
April 15, 2024
5 Star Rating
Jesse
April 13, 2024
5 Star Rating
My mortgage team explained every document and every step throughout the whole process. Ms Fox was great and updating me on the loan status and walking me and explaining items I did not understand.
Jesus
TX
April 13, 2024
5 Star Rating
We’re moving from Hawaii, the whole experience was stress free and smooth. Kept us updated on all information.
Russell
TX
April 12, 2024
5 Star Rating
She's awesome . Very easy to work with.
Hermie
TX
April 09, 2024
5 Star Rating
The whole process. I like that they sent you the status of your loan.
Hannah
TX
April 06, 2024
5 Star Rating
A great bank to work with. The process was simple and fast. Kristin and her team were amazing to get my loan and close within 30 days.
Eric
April 05, 2024
5 Star Rating
The communication with Kristin and her team were outstanding. They kept me informed throughout the process.
Eric
TX
April 05, 2024