Kristin Fox

Kristin Fox has over 20 years in the home loan and finance industry, touching many roles over her career before joining the Guardian Mortgage team in a management position. 

Kristin started her career as a loan officer, learning the ways of the business and enjoying interactions with her clients. After three years as a top producer, she transitioned to mortgage processing, out of a desire to learn about the operations side of the business. A move to Texas offered Kristin a lead processing role with Pioneer Bank where she grew her knowledge and her career, making her way to Director of Loan Operations in 2018. 

“I believe in giving my whole self to my job,” Kristin says. And it shows. Kristin has a focus and genuine excitement for her work and helping clients with their lending needs. Throughout the years, Kristin has created a philosophy around delivering accurate, efficient, and transparent customer service. She ensures borrowers remain informed of their loan process from application to funding, and beyond. 

Not only helping her customers, Kristin is a participating lender in Habitat for Humanity, The Mueller Foundation, and City of Austin Down Payment Assistance, as well as many other programs to assist in making housing more affordable in her community.

When she’s not working, you’ll find Kristin spending time with her husband, Eric (whom she met in a pool league), and her three daughters, Claire, Kendall and Paige. She also enjoys cooking, traveling, or working out. Reach out to Kristin for your home loan needs.
kirstin fox with her family
 

MLO Success Stories featuring Kristin Fox

"Advancing Client Success and Community Impact at Guardian Mortgage"

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Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.

FIND DOWN PAYMENT ASSISTANCE

My Team

Jen Guidry Mortgage Area Manager San Antonio, TX Guardian Mortgage

Jen Guidry

Mortgage Area Manager
San Antonio, TX
NMLS#323935
210.961.7110

My Customers Have Spoken:

5 Star Rating
I cannot express enough gratitude for Kristin, who worked with me for over a year as I awaited my settlement from a messy divorce. Her unwavering support and dedication were truly remarkable, and she made the home-buying process so simple and stress-free. From the very beginning, Kristin was patient and understanding of my situation. She kept in constant communication, providing regular updates and answering all of my questions with clarity and professionalism. Her expertise and knowledge of the lending process were evident, and she guided me through every step with ease. Kristin's commitment to helping me secure the best possible financing was exceptional. She diligently explored all available options, ensuring I got the most favorable terms for my loan. Her attention to detail and thoroughness gave me confidence and peace of mind during a challenging time. What truly stood out was Kristin's empathy and genuine care. She understood the importance of finding a stable home for my children and me, and she went above and beyond to make that happen. Her kindness and support were invaluable, turning a potentially daunting process into a positive experience. Thanks to Kristin, I am now settled in a beautiful home where my family can start anew. I highly recommend her to anyone in need of a dedicated, compassionate, and highly skilled lender. Kristin is truly a gem in her field, and I am forever grateful for her help.
Nichol
TX
May 22, 2024
5 Star Rating
Great communication, fast processing and giving updates on status! Super friendly!
Grace
TX
May 17, 2024
5 Star Rating
Kristin was friendly, informative, and kept us in the loop on everything that was happening. She answered all of our questions promptly and made sure we understood all that went on.
Nicholas
TX
May 16, 2024
4 Star Rating
Overall pretty painless home buying experience. Good communication and helpful staff.
Trevor
TX
April 23, 2024
4 Star Rating
Kristin and her team walked us through every step of the process as new home buyers. I felt very supported and that this team was really looking out for our best interests. The communication was prompt, thorough, and readily available through the journey. I feel very grateful!
Carmella
TX
April 23, 2024
5 Star Rating
Great service!!!
Hayden
April 20, 2024
5 Star Rating
Great communication. Everything was online making the process easy.
Hayden
TX
April 20, 2024
4 Star Rating
Kristin and her team had great communication with us through the whole loan process. We felt like all our questions were answered.
Angela
TX
April 17, 2024
5 Star Rating
Kelly
April 15, 2024
5 Star Rating
The team is very professional, kind, and helpful in everything we needed. This by far was the easiest house buying experience out of all our moves. We thank you all.
Kelly
TX
April 15, 2024