Exciting news! Guardian Mortgage is rebranding under the Sunflower Bank name. Over the coming weeks, you’ll begin to see the Sunflower Bank brand in your mortgage-related emails, statements, and other communications. Check our FAQ page:
Learn More

Luke Baker

Luke Baker

Email icon Request an Appointment
Apply Now

Luke Baker developed his extensive customer service skills on the links as a PGA pro for 15 years and says that his only regret is that he didn’t come to the mortgage business sooner. His passion is helping people and he leads his customers through the loan process as easily as teaching them how to improve their swing. Luke believes in educating borrowers on all their options to find the financing solution that’s right for them. He takes the stress out of homebuying and refinancing by being a good listener, being upfront about realistic possibilities, and by simply treating people with kindness. He is excited about Guardian Mortgage’s groundbreaking products.

Luke’s philosophy in work and life is, “If you give 100% all of the time, somehow things work out.” He puts this wisdom to use whether he’s helping customers or outside of work playing golf, going to movies, concerts, boating, or traveling with his wife and young daughter.
 

MLO Success Story featuring Luke Baker

"From Greens to Guardian Mortgage: Luke Baker's Journey to Success in Spokane"

READ FULL STORY

Awards & Achievements

President's Club logo

Guardian's President's Club Recipient

2021, 2022, 2023 & 2024

 

Down Payment Assistance Programs from Guardian Mortgage

Guardian Mortgage is pleased to offer our customers several Down Payment Assistance options. Visit my portal to find the resources that are right for you.

FIND DOWN PAYMENT ASSISTANCE

My Customers Have Spoken:

Well organized and quick to respond to any questions
Kenneth
WA
May 18, 2025
Luke and his team were easy to work with , helped me get the best rate available, and had great customer service. Thank you for the help in this home buying process!
Robert
WA
May 03, 2025
Luke was exceptionally knowledgeable and worked around the clock to get things moving as smoothly and quickly as possible.
Teresa
WA
April 30, 2025
Great advice from Luke and team, they were smart and professional.
Blake
WA
April 29, 2025
Luke went out if his way to make our refinance as smooth as possible. He's great at what he does!
Niehls
WA
April 25, 2025
Luke and his team literally came through when other lenders wouldn't. They were fast, efficient, communicative and professional. Thank you Luke and Mylin and everyone so much!
Dusty
WA
April 22, 2025
Luke is the most communicative broker I have ever worked with. I would have no second thoughts about recommending him to anyone. Overall it was a fantastic experience!
Erik
ID
April 08, 2025
Luke was amazing. Every question I had he answered super completely and quickly. He helped me understand ever step and was very important to the overall sucess of this home purchase. Without his attention to detail and knowledge we counld not have made this happen. Thank Luke
Dustin
WA
April 07, 2025
Luke and his team communicated with us every step of the way and always responded to questions immediately. Also managed to complete our 21 day closing on time!
Edward
WA
April 05, 2025
Luke and his team are extremely knowledgeable, responsive, and helpful. Very easy to work with and highly communicative through the entire process. No surprises whatsoever. An absolute joy to have on your team. Could not ask for any smoother of an experience.
Nicholas
WA
April 03, 2025