Jumbo Interest-Only

jumbo interest only image
Certain purchases or refinances require a large loan. And sometimes borrowers have complex financial situations, substantial but fluctuating incomes, or preferences in how they maintain cash flow. We have solutions - our mortgage professionals are here to consult with you to see if a jumbo interest-only loan might suit your circumstances.


  • Purchase or rate and term refinance on primary residence only
  • Mortgage insurance not required
  • Enhanced lending options available through our "Guardian Loyalty" program1


  • 5/1, 7/1, AND 10/1 ARM


  • Single-family residences
  • Planned unit developments (PUDs)
  • Condos (warrantable to FNMA guidelines)
  • Non-warrantable condos with restrictions2
  • Acreage – up to 10 acres, not zoned rural or agricultural

1 The Guardian Loyalty relationship program is extended to clients who have an existing business or personal banking relationship with Sunflower Bank or First National 1870, a division of Sunflower Bank, N.A. Program eligible in CO, NM, AZ, MI, TX, MO, KS, WA.  2Maximum LTV is lesser of 80% or LTV as specified by loan program. Certain terms and restrictions apply.