Jumbo Elite Program

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Don’t Just Dream Big… Make It a Reality With Our Jumbo Elite Loan.

If you’re shopping for a larger home or buying in a high-cost area, a Jumbo Elite loan from Guardian Mortgage can provide up to $2.5 million in funding — and that’s just for starters.

Jumbo Elite Program Features:

  • You may qualify for up to $2.5 million in loan funds with a 720 FICO score
  • First-time buyers may qualify for up to $1 million for a primary residence ($1.5 million in CA, NJ, NY and CT)
  • FICO scores from 680 may qualify for new purchases (700 for cash-out refinances)
  • Mortgage insurance not required
  • Both rate/term and cash-out refinances are allowed
  • New purchase funding and refinancing for second homes and investment properties
  • Delayed financing for cash buyers
  • Single-family residences
  • Planned unit developments (PUDs)
  • Condominium units that are FNMA-warrantable

Program available only to qualified borrowers. Program subject to change without notice. Underwriting terms and conditions apply. Some restrictions may apply. FICO and tradeline requirements. Final inspection when required.