USDA Rural Development

Rural Image
Putting The Dream Of Country Living Within Your Reach

Now more than ever, people are looking for a simpler lifestyle — away from the bustle of busy cities and crowded suburbs. USDA Rural Development loans can help those with low-to-moderate incomes purchase eligible homes in certain rural and suburban areas. This program offers low- or no-down payment options and requires no mortgage insurance.

Program Features:

  • Competitive rates
  • No-down payment options for qualified borrowers
  • Purchase, rate and term refinance1
  • No mortgage insurance requirement2
  • Eligible applicants may build, rehabilitate, improve, or relocate dwelling in eligible rural area
  • Primary residence only
  • Condominiums, existing homes, manufactured homes

If you’re thinking of buying or refinancing a home in a rural area, please call us soon. The market can change at any time. Guardian Mortgage has over 50 years’ experience in finding the right loan for every situation. We welcome the opportunity to listen to your goals and find a program to fit your needs.

1Rate and term refinance must be refinancing another USDA RD loan. 2Loans are guaranteed by RD (Rural Development). Consult your Guardian Mortgage loan originator for details. Certain terms and restrictions apply. Program available only to qualified borrowers. Program subject to change without notice. Underwriting terms and conditions apply. Loan subject to credit review and approval.