USDA Rural Development

house and lake

Putting The Dream Of Country Living Within Your Reach

Now more than ever, people are looking for a simpler lifestyle — away from the bustle of busy cities and crowded suburbs. USDA Rural Development loans can help those with low-to-moderate incomes purchase eligible homes in certain rural and suburban areas. 

USDA Program Features:

  • Low or No down payment options
  • Low-to moderate-income designation: Borrower's adjusted income should not exceed 115% of the area's median income limits
  • No mortgage insurance requirement
  • Closing cost financing available, if market value is sufficient

If you’re thinking of buying or refinancing a home in a rural area, please call us today. The market can change at any time. Guardian Mortgage has over 50 years of experience in finding the right loan for every situation. We welcome the opportunity to listen to your goals and find a program to fit your needs.


Loans are insured by RD (Rural Development). Consult your Guardian Mortgage loan originator for details. Certain terms and restrictions apply. Program available only to qualified borrowers. Program subject to change without notice. Underwriting terms and conditions apply. Loan subject to credit review and approval.