FHA Lending

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Your Dream Home Might Be Closer than You Think 

If you’re thinking of buying a residence but aren’t sure if you could qualify for a loan, contact us to learn about possibilities. FHA mortgages are partially insured by a government agency — the Federal Housing Administration — which means that credit score minimums and down payment requirements are typically more relaxed than with traditional loan programs.

FHA Lending Program Features:

  • Ideal for first-time homebuyers
  • Lower down payment options
  • Purchase, rate and term refinance, cash-out refinance, Streamline refinance 
  • Single-family homes
  • 1-4 units (if one unit is owner-occupied)
  • Planned unit developments (PUDs)
  • FHA-approved condos

If you’re thinking of buying or refinancing, please call us soon. The market can change at any time. Guardian Mortgage has over 50 years of experience in finding the right loan for every situation. We welcome the opportunity to listen to your goals and find a program to fit your needs.



Consult your Guardian Mortgage loan originator for details.  Certain terms and restrictions apply.  Program available only to qualified borrowers.  Program subject to change without notice.  Underwriting terms and conditions apply.  Loan subject to credit review and approval.