VA Lending Program

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Your service to our country means a lot - the VA home loan program is a tremendous benefit that you’ve already earned. Don’t let it go unused. A VA mortgage helps service members, veterans, and eligible surviving spouses become homeowners. These loans have features that aren’t available to the general public, such as 0% down payment options and lower closing costs. So, if you’ve served in the military, let Guardian Mortgage help you take advantage of this well-deserved benefit. You’ve earned it.


  • Up to 100% financing
  • FICO scores as low as 580
  • No down payment 
  • Monthly mortgage insurance not required
  • Low interest rates
  • Eligible for Guardian Mortgage Community HERO program* (limitations apply)
  • Seller can pay all closing costs
  • Flexible on student loans
*We provide a $1,500 credit toward closing costs on purchase loans for those who serve us. Call to see if you qualify.