family of four sitting in front of their house
Our conventional loan is great option for first-time homebuyers and experienced homeowners.  This loan type is generally for borrowers with good credit scores, low debt-to-income ratios, and who want maximum flexibility.

Program Features:

  • Competitive rates
  • Down payment options as low as 3%
  • Purchase, rate and term refinance, cash-out refinance
  • Primary residence, second home, investment property, manufactured housing*
  • Single-family residences
  • Planned unit developments (PUDs)
  • Condos
  • Townhomes
  • Manufactured housing

*Certain eligibility requirements apply to manufactured housing.