Portfolio Second Lien

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Get The Home You Want Now

If you’re house-shopping and have enough for a down payment but not quite the amount needed to avoid PMI (private mortgage insurance), we’ve got a solution. With our Portfolio Second Lien , you can buy a home with two loans totaling 95% of the price. plus a 5% down payment, to avoid PMI or a jumbo loan. This program offers a flexible way to get the home you want… without the mortgage insurance you don’t.

Portfolio Second Lien Program Features:

  • Mortgage insurance not required
  • Down payment as low as 5%
  • Get the home you want now!

One of our loan professionals can make understanding a Portfolio Second Lien easy.

*5% down payment amount on a $250,000 loan, would  equal $12,500. An interest rate of 6.75%, APR(annual percentage rate) of 6.678% for a 30 year fixed loan, with  an estimated payment of $1,601. Rates are subject to change. Consult your Guardian Mortgage Loan Originator for details. Certain terms and restrictions apply. Program eligible in CO, NM, AZ, TX, MO, KS, Idaho (select areas/counties -Kootenai & Bonner), WA. Program available only to qualified borrowers. Program subject to change without notice. Underwriting terms and conditions apply. Loan subject to credit review and approval.