happy couple holding key


Our HomeOneSM  program is a low down payment option with more flexibility for maximum financing. HomeOneSM provides expanded opportunity and greater certainty to help get you in your first home.

HomeOneSM Program Features:  

  • Requires a minimum 620 FICO score
  • Low down payment
  • No geographic or income limits
  • Fixed-rate terms that make budgeting easier
  • Allows use of Guardian's second lien down payment assistance (DPA) program financing 
  • Accommodates various property types

Your first home could be within reach! Let Guardian help you achieve the benefits of homeownership! Contact us today! 

At least one borrower must be a first-time homebuyer and participate in homeownership education class.  All borrowers must occupy the mortgage premises as their primary residence. Consult your Guardian Mortgage loan originator for details.  Certain terms and restrictions apply.  Program available only to qualified borrowers.  Program subject to change without notice.  Underwriting terms and conditions apply.  Loan subject to credit review and approval.