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Buy Your First Home With Our HomeOneSM Mortgage Program.

Available to qualified first-time homebuyers, a HomeOneSM  mortgage is designed to help you make your dreams of homeownership come true.  When you apply for a HomeOneSM loan, you’ll appreciate the flexible features that can help you qualify for financing. 

Program Features:

  • Minimum 620 FICO score
  • Down payment as low as 3%1
  • No geographic or income limits
  • Fixed-rate terms that make budgeting easier
  • Homebuyer education may be required2
  • Single-family residences
  • Condos
  • Townhomes
  • Planned Unit Developments (PUDs)

1The option to apply for an Affordable Second that can help cover closing costs and down payments.  2When all borrowers are first-time homebuyers, at least one borrower must participate in homeownership education.  All Borrowers must occupy the mortgage premises as their primary residence. Consult your Guardian Mortgage loan originator for details.  Certain terms and restrictions apply.  Program available only to qualified borrowers.  Program subject to change without notice.  Underwriting terms and conditions apply.  Loan subject to credit review and approval.