Lower mortgage rates image

Now is the Right Time for a Refinance

With rates nearing historic lows, get a fast, free Mortgage Checkup.

Put the low rates to work for you. 

You could benefit from one of the following refinancing options:

  • Shorten your loan's term
  • Eliminate your mortgage insurance
  • Leverage your home equity
  • Convert an ARM to a Fixed-rate loan
  • Home improvements
  • Consolidate a 1st and 2nd lien

Estimate how much you may save by refinancing. 
Simply divide your current loan balance by $10,000 and multiply that number by the monthly, annual, or 3-year savings.


Interest Savings on Each $10,000 Borrowed

Mortgage Rate Reduction Monthly Annual Over 3 Years
0.25% $2.08 $25.00 $75.00
0.50% $4.17 $50.00 $150.00
0.75% $6.25 $75.00 $225.00
1.00% $8.33 $100.00 $300.00

Ready to get started?

All I need to review your current mortgage is your current mortgage balance and interest rate, and your property address. You’ll receive an expert evaluation with details of your opportunities for savings, including estimates of how much you may save with certain programs.

Consult your Guardian Mortgage loan originator for details. Certain terms and restrictions apply. Program available only to qualified borrowers. Program subject to change without notice. Underwriting terms and conditions apply. Some restrictions may apply. FICO and tradeline requirements. Final inspection when required.